Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1036–1050 of 4,556 results
- Northern Hills Federal Credit UnionCertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Dividends compounded daily and credited monthly. Early withdrawal penalties apply (12 months or less: 90 days dividends; >12 to <24 months: 180 days dividends; 24 to <48 months: 365 days dividends; 48 months or more: 730 days dividends). 10-day grace period upon automatic renewal. Bump-rate feature may be attached allowing a one-time rate change.
Compounded daily · Effective Oct 4, 2026
Rate checked
More details - American Eagle Financial Credit UnionCertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Minimum balance to open and earn APY is $500. Penalty may be imposed for early withdrawal. Seven-day grace period for withdrawals when account reaches maturity, otherwise automatic renewal will occur.
3.69% interest rate · Effective Oct 3, 2026
Rate checked
More details - APL Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Dividends are calculated daily, compounded and paid monthly and at maturity. Early withdrawal penalties apply and may reduce earnings.
Offer: Minimum deposit/balance of $500 to open. Not eligible for IRA terms.
3.69% interest rate · Effective Oct 4, 2026
Rate checked
More details - TruChoice Federal Credit UnionShare CertificatesCD · 6 months · $2,500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Must become a member of TruChoice with a $25 deposit. Fixed rates. Monthly compounding and crediting. Additional deposits are not allowed. Dividend withdrawal allowed. Automatic renewal with 10-day grace period. Early withdrawal penalty may apply.
3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - Pima Federal Credit UnionTerm Share Certificate (CD)CD · 6 months · $250 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Minimum deposit $250 with no maximum. Plus, enjoy a 0.25% APY increase on your new CD with a qualifying CareFREE Checking account (CareFREE Plus Checking with e-statements and at least $1,000 in monthly direct deposits).
Offer: Requires qualifying CareFREE / CareFREE Plus Checking account with e-statements and at least $1,000 in monthly direct deposits
Effective Oct 1, 2026
Rate checked
More details - Greenwood Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Only $1,000 minimum balance to open. Interest is compounded daily and credited monthly. Rates are locked for the term chosen.
3.68% interest rate · Compounded daily · Effective Sep 30, 2026
Rate checked
More details - AFGM Enterprises Federal Credit UnionCertificate of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Membership and eligibility required. Dividends paid at maturity. Auto Rollover Certificates are subject to early withdrawal penalties.
Offer: Dividends paid at maturity. Auto Rollover Certificates are subject to early withdrawal penalties.
Rate checked
More details - American Broadcast Employees FCUInvestment Share CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: NCUA insured up to $250,000. Minimum opening deposit is $500 ($100,000 for Jumbo Certificates). Monthly dividend crediting. Early withdrawal penalty applies: 90 days’ dividends for terms 1 year or less, 120 days’ dividends for terms over 1 year but less than 5 years, 180 days’ dividends for terms 5 years or more. Certificates automatically renew at the current dividend rate unless you choose to transfer funds to your Share Account.
Effective Sep 23, 2026
Rate checked
More details - Quontic Digital BankCertificate of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Minimum $500 to open account and maintain daily to obtain the disclosed APY. Maximum deposit to open is $1,000,000. Must be a U.S. Citizen and 18 years or older. Early withdrawals before maturity date are subject to penalties.
Offer: Must maintain a minimum balance of $500.00 each day to obtain disclosed APY. Maximum deposit to open is $1,000,000. Penalties apply for early withdrawal.
3.68% interest rate · Effective Sep 24, 2026
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More details - First BankCertificates of DepositCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: $2,500 minimum to open. Interest can be compounded or paid out monthly. Penalty for early withdrawal. APY assumes interest remains on deposit until maturity. Available on new and renewal accounts.
3.69% interest rate · Effective Sep 22, 2026
Rate checked
More details - First Credit UnionTerm Share CertificatesCD · 6 months · $500 min · 3.70%–3.85% by balance
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: A penalty will be imposed for early withdrawal of all term share certificates. Automatically renewable (except Special Certificates which renew to a regular 1-year certificate at current rate). 10-day grace period before and after maturity.
3.64% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Term Share Certificates Balance APY $500 – $10,000 3.70% $10,000 – $25,000Your amount 3.75% $25,000 – $50,000 3.80% $50,000 and up 3.85% Rate checked
More details - SouthPoint Financial Credit UnionCertificatesCD · 6 months
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity on certificates. Fees may reduce earnings.
Offer: New deposits
3.72% interest rate · Effective Sep 1, 2026
Rate checked
More details - One Community BankTraditional Fixed Rate CDsCD · 6 months · $500 min · 2.50%–3.75% by balance
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000intro rateRequirements
Product: Early withdrawal penalty may be imposed. Additional deposits allowed on terms of 1 year or less with a minimum of $50 and an accumulated maximum of $250,000.
Offer: 182 days term.
Promotional rate · 2.50% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Traditional Fixed Rate CDs Balance APY $500 and up 2.50% $10,000 and upYour amount182 days (Promo). Lock in 182 days, unlock big returns. $10,000 minimum opening deposit. Boost your savings with a higher fixed rate. 3.75% Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Dividends are paid and compounded semi-annually. Penalty for early withdrawal is 180 days dividends earned or not. 10-day grace period after maturity for renewal.
3.72% interest rate · Effective Jul 1, 2026
Rate checked
More details - REV Federal Credit UnionRegular CertificatesCD · 6 months · $250 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Open online up to $1,000; visit branch for amounts over $1,000. 3 to 60-month term options available.
3.68% interest rate
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,556 CDs at 3,995 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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