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Compare Bank & Credit Union Rates

Best 6-month CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 61–75 results

  1. Top Carrot, Carrot Score 88
    State Savings BankCertificate of DepositCD · 6 months · $2,000 min · 4.22%–4.32% by balance

    Bank · Add a location to see nearby branches

    4.27%APY$211 over 6 months on $10,000
  2. WebBankCertificates of DepositCD · 6 months · $2,500 min

    Bank · Add a location to see nearby branches

    4.26%APY$211 over 6 months on $10,000
  3. Freedom First6-Month Certificate SpecialCD · 6 months · $5,000 min

    Credit union · Add a location to see nearby branches

    4.25%APY$210 over 6 months on $10,000intro rate
  4. Top Carrot, Carrot Score 99
    AERO FinancialShare Certificate (CD)CD · 6 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$210 over 6 months on $10,000intro rate
  5. Top Carrot, Carrot Score 95
    Goldwater BankGOLDWATER LIQUID CDCD · 6 months · $0 min

    Bank · Add a location to see nearby branches

    4.25%APY$210 over 6 months on $10,000
  6. Top Carrot, Carrot Score 94
    City First BankCertificates of Deposit (Digital)CD · 6 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.25%APY$210 over 6 months on $10,000
  7. Top Carrot, Carrot Score 94
    Rock Valley Credit UnionCertificates (CDs) - PromotionalCD · 6 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.25%APY$210 over 6 months on $10,000
  8. First National Bank of PanaCD SpecialCD · 6 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.25%APY$210 over 6 months on $10,000
  9. Top Carrot, Carrot Score 95
    Leatherstocking Credit UnionShare CertificatesCD · 6 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$210 over 6 months on $10,000
  10. Top Carrot, Carrot Score 88
    The Summit Federal Credit UnionShare CertificateCD · 6 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$210 over 6 months on $10,000
  11. Top Carrot, Carrot Score 89
    Canandaigua National BankCNSaver Online CDCD · 6 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.25%APY$210 over 6 months on $10,000
  12. Top Carrot, Carrot Score 90
    Upward Credit UnionSummer Certificate SpecialsCD · 6 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$210 over 6 months on $10,000intro rate
  13. Top Carrot, Carrot Score 95
    CU SoCalCertificateCD · 6 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$210 over 6 months on $10,000
  14. OC Federal Credit UnionShare Certificate SpecialCD · 6 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$210 over 6 months on $10,000intro rate
  15. Top Carrot, Carrot Score 90
    Achieve CUShare CertificatesCD · 6 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$210 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 6-month CDs pay nationwide

4,549 CDs at 4,003 banks and credit unions · checked Oct 15–22

Typical
3.25%
Top 10% from
4.00%
Banks, typical
3.04%
Credit unions, typical
3.25%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions
Best 6-Month CD Rates of October 2026 | Carrot Rate