Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 886–900 results
- Kirkwood BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Substantial Penalty for early withdrawal. Other conditions may apply. Fees could reduce the earnings on the account.
Offer: Substantial Penalty for early withdrawal. Other conditions may apply. Fees could reduce the earnings on the account.
3.75% interest rate · Effective Oct 7, 2026
Rate checked
More details - Bell BankFixed Rate Certificate of DepositCD · 6 months · $500 min · 3.79%–3.84% by balance
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: $500 minimum deposit. FDIC insured with no account fees. Early withdrawal penalty may apply. Balances greater than $99,999 earn a higher rate upon renewal if compounding increases balance over $99,999.
Offer: 6 Month (182 Day) CD. Interest paid at maturity. Early withdrawal penalty may apply.
3.75% interest rate
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit Balance APY $500 – $99,999Your amount 3.79% Over $99,999 3.84% Rate checked
More details - First National Bank of HerefordCertificates of Deposit (CDs)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000with conditionsRequirements
Product: Early withdrawals subject to penalty. No setup or maintenance fees.
Offer: 180 Day term, balance Less than $50,000.
Qualified rate · 3.75% interest rate
Rate checked
More details - First National Bank of HerefordCertificates of Deposit (CDs)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000with conditionsRequirements
Product: Early withdrawals subject to penalty. No setup or maintenance fees.
Offer: 180 Day term, Jumbo balance.
Qualified rate · 3.75% interest rate
Rate checked
More details - Heartland State BankCertificates of DepositCD · 6 months · $500 min · 3.68%–3.79% by balance
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,0003.65% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Over $0 3.68% $10,000 and upYour amount 3.79% Rate checked
More details - BankNorthCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening, once per term, on 24 month through 60 month CDs.
3.75% interest rate · Effective Sep 30, 2026
Rate checked
More details - M-O Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Fixed maturity date savings certificate earning a fixed rate. Automatically renews for the same term with a 10-day grace period following the renewal date. Substantial penalty imposed for withdrawals before maturity date (terms less than 1 year: 180 days dividends; terms 1 year or more: 365 days dividends). Penalty does not apply to early withdrawal due to death of an owner.
Effective Oct 4, 2026
Rate checked
More details - State Bank of Southern UtahCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Not available to other financial institutions or deposit brokers. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on accounts.
3.75% interest rate · Effective Oct 2, 2026
Rate checked
More details - First National BankCertificate of DepositCD · 6 months · $1,000 min · 3.79%–3.94% by balance
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Deposit account rates may change after account opening. Penalty for early withdrawals may be applied to Time Deposit accounts (CDs). * Daily Balance is the amount of principal in the account each day. ** The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity and that you always satisfy the Minimum Balance Requirement. A withdrawal or fees could reduce earnings.
Offer: Term: 182 Days. Frequency of Compounding: Semi-annually. Frequency of Crediting: Semi-annually.
3.75% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 and upYour amount 3.79% $100,000 and up 3.94% Rate checked
More details - Farmers & Merchants State Bank6 Month CDCD · 6 months · $1,000 min · 3.68%–3.89% by balance
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.
3.65% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for 6 Month CD Balance APY $1,000 and up 3.68% $10,000 and upYour amount 3.79% $100,000 and up 3.89% Rate checked
More details - First Security BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Early withdrawals are subject to penalty. Funds FDIC-insured up to $250,000.
Offer: 182 Day term
Effective Aug 18, 2026
Rate checked
More details - Reliance BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Offer: Fixed rate paid until maturity. Daily balance method. Interest credited at maturity. Automatically renews at a 180 day term. Early withdrawal penalty: 3 months interest.
3.75% interest rate · Effective Dec 2, 2024
Rate checked
More details - KH Credit UnionShare CertificatesCD · 6 months · $500 min · 3.79%–3.90% by balance
Credit union · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Minimum deposit is $500.00. Early withdrawal penalty: 90 days interest for maturities up to and including 12 months; 365 days interest for maturities greater than 12 months. Insured up to $250,000 by American Share Insurance.
3.73% interest rate · Effective Jul 16, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY Any balanceYour amount 3.79% $50,000 and upJumbo rate ($50,000+) 3.90% Rate checked
More details - Schertz Bank & TrustRegular CDCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.78%APY$187 over 6 months on $10,000Requirements
Product: Fixed rate, simple interest CD. Automatically renewable. Penalty for early withdrawal.
Offer: 180 Day CD. Interest paid at term back to CD. Penalty for early withdrawal is an amount equal to one month's interest. Redeemable on day of maturity or within 10 days after without penalty.
3.75% interest rate · Effective Sep 29, 2026
Rate checked
More details - United Employees Credit UnionShare Certificates (CDs)CD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.78%APY$187 over 6 months on $10,000Requirements
Product: Dividends paid at maturity or annually. Anticipated Rates - Dividends Paid on Average Daily Balance. Each Account Insured up to $250,000 by NCUA.
Offer: 6 month term.
3.75% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,546 CDs at 3,994 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank