Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 196–210 results
- Policemen's Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000Requirements
Product: Membership eligibility requirements apply. Early withdrawal penalties may apply. Rates are subject to change without notice.
4.04% interest rate · Effective Nov 1, 2024
Rate checked
More details - Envista Federal Credit UnionCertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000intro rateRequirements
Product: Fixed rates; longer terms earn higher rates. No setup or maintenance fees. Early withdrawals are subject to penalty.
Promotional rate · 4.03% interest rate · Effective Apr 9, 2026
Rate checked
More details - Salt City Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000intro rateRequirements
Product: Renew automatically at maturity. Minimum balance $1,000. Compounded and credited quarterly. Penalty may apply for early withdrawal. Rates prospective for period ending 9/30/26.
Offer: Compounded and credited quarterly. Penalty may apply for early withdrawal. Renew automatically at maturity.
Promotional rate · 4.04% interest rate · Effective Aug 18, 2026
Rate checked
More details - Gas & Electric Credit UnionShare Certificates (CDs)CD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000Requirements
Product: A minimum deposit of only $500 makes it easy to start at any time.
4.03% interest rate · Effective Oct 1, 2025
Rate checked
More details - Voyage Federal Credit UnionShare CertificateCD · 6 months · $500 min · 4.04%–4.09% by balance
Credit union · Add a location to see nearby branches
4.09%APY$202 over 6 months on $10,000Requirements
Product: Disclosures * $500.00 minimum. Rates are based on qualifications and all rates shown are APY (Annual Percentage Yield) which are declared by the Board of Directors and are subject to change. A complete account disclosure is available upon request, and will be provided at account opening.
3.97% interest rate · Effective Oct 30, 2025
Rate by balance
Rate by balance for Share Certificate Balance APY $500 – $10,000 4.04% $10,000 and upYour amount 4.09% Rate checked
More details - ESB Banking & InsuranceCertificates of DepositCD · 6 months · $1,000 min · 3.99%–4.09% by balance
Bank · Add a location to see nearby branches
4.09%APY$202 over 6 months on $10,000Requirements
Product: Requires a $1,000 minimum opening deposit. Higher rates/APYs on balances of $10,000 or more. Options include Compounding Plan, Auto Deposit Plan, and Check Plan. Terms of 2 years or greater can be converted to cash or another investment at half-term without penalty (10-day grace period; optional conversion date notification is $10.00). Substantial penalty for early withdrawal. Automatically renewable unless stated otherwise.
Offer: Compounding & Auto Deposit Plans; balance less than $10,000.
3.95% interest rate · Effective Aug 5, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 and up 3.99% $10,000 and upYour amount 4.09% Rate checked
More details - Woodlands National BankStandard CD RatesCD · 6 months · $1,000 min · 4.09%–4.14% by balance
Bank · Add a location to see nearby branches
4.09%APY$202 over 6 months on $10,000Requirements
Product: Penalty for early withdrawal may be imposed: Certificates with terms of 1 year or less: the equivalent of 90 days' interest, Certificates with terms over 1 year: the equivalent of 180 days' interest. *Fees could reduce earnings.
4.05% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Standard CD Rates Balance APY $1,000 – $50,000Your amount 4.09% $50,000 and up 4.14% Rate checked
More details - Southwest Missouri BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
4.09%APY$202 over 6 months on $10,000intro rateRequirements
Product: Penalty for early withdrawal on Certificates of Deposit. Rates are effective for a limited time only. Fees could reduce earnings.
Offer: 6-Month Special
Promotional rate · 4.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Southwest Missouri BankCertificates of DepositCD · 6–11 months · $500 min
Bank · Add a location to see nearby branches
4.09%APYintro rateRequirements
Product: Penalty for early withdrawal on Certificates of Deposit. Rates are effective for a limited time only. Fees could reduce earnings.
Promotional rate · 4.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Neches Federal Credit UnionCertificatesCD · 6 months · $1,000 min · 4.09%–4.30% by balance
Credit union · Add a location to see nearby branches
4.09%APY$202 over 6 months on $10,000Requirements
Offer: $1,000 minimum balance
4.02% interest rate
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 4.09% $100,000 and up100,000 minimum balance 4.30% Rate checked
More details - Worth Credit UnionTerm Share CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.08%APY$202 over 6 months on $10,000Requirements
Product: Minimum deposit to open is $1,000. Dividends are compounded daily and paid monthly. Early withdrawal penalty applies.
Offer: Compounded daily, paid monthly. Penalty for early withdrawal.
4.00% interest rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details - DoverPhila Federal Credit UnionCertificate ESACD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.08%APY$202 over 6 months on $10,000Requirements
Product: $500 minimum balance. Lock in a rate for a specific term. Same terms/conditions apply as with certificate accounts. Dividends are compounded daily and paid monthly. No custodial fees. Dividend forfeiture for principal monies withdrawn prior to maturity.
Offer: Fixed rate for 6 months. $500 minimum balance. Dividend forfeiture for principal monies withdrawn prior to maturity. No custodial fees.
4.00% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - DoverPhila Federal Credit UnionCertificate AccountsCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.08%APY$202 over 6 months on $10,000Requirements
Product: Dividends compounded daily and paid monthly. Minimum deposit to open is $500 ($250 for DP's Kids Club or Savers Club accounts). Automatic renewal at maturity. Early withdrawal penalty / dividend forfeiture applies for principal monies withdrawn prior to maturity. No setup or maintenance fees.
Offer: Fixed rate for 6 months. Minimum deposit to open is $500 ($250 for DP's Kids Club or Savers Club members). Dividend forfeiture for principal withdrawn prior to maturity.
4.00% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Alaska Air Group Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.08%APY$202 over 6 months on $10,000Requirements
Product: Alaska Air Group Credit Union membership required to open account. Early withdrawal penalties apply.
Offer: Early withdrawal penalties may apply. No monthly service fees.
4.00% interest rate · Effective Sep 16, 2026
Rate checked
More details - Duke Credit UnionShare CertificateCD · 6–12 months · $500 min
Credit union · Add a location to see nearby branches
4.08%APYRequirements
Product: Early withdrawals are subject to loss of dividends up to 90 days. Certificate rates are fixed for the certificate term and automatically renewed at maturity date unless prior notice is given.
Offer: Early withdrawals are subject to loss of dividends up to 90 days.
4.00% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,547 CDs at 3,998 banks and credit unions · checked Oct 16–23
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
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- Synchrony BankBank