Skip to content

Compare Bank & Credit Union Rates

Best 4-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 391–405 results

  1. Top Carrot, Carrot Score 92
    Scott Associates Credit Union IncShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$1,654 over 48 months on $10,000
  2. Top Carrot, Carrot Score 90
    Baptist Credit UnionCertificate of DepositCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$1,654 over 48 months on $10,000
  3. Hancock Federal Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$1,654 over 48 months on $10,000
  4. Citizens Savings BankCertificates of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.90%APY$1,654 over 48 months on $10,000
  5. Top Carrot, Carrot Score 89
    WEOKIE Federal Credit UnionCertificate AccountsCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.90%APY$1,654 over 48 months on $10,000
  6. Top Carrot, Carrot Score 89
    Spero FinancialTerm Share CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$1,654 over 48 months on $10,000
  7. Northern Hills Federal Credit UnionCertificatesCD · 48 months

    Credit union · Add a location to see nearby branches

    3.90%APY$1,654 over 48 months on $10,000
  8. Top Carrot, Carrot Score 87
    Grand Altitude Federal Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$1,654 over 48 months on $10,000
  9. Wisconsin Medical CUShare CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.90%APY$1,654 over 48 months on $10,000
  10. Top Carrot, Carrot Score 87
    Argent Credit UnionCertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$1,654 over 48 months on $10,000
  11. Top Carrot, Carrot Score 88
    Peninsula Federal Credit UnionJump Rate CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$1,654 over 48 months on $10,000intro rate
  12. Top Carrot, Carrot Score 87
    KH Credit UnionShare CertificatesCD · 48 months · $500 min · 3.90%–4.00% by balance

    Credit union · Add a location to see nearby branches

    3.90%APY$1,654 over 48 months on $10,000
  13. Top Carrot, Carrot Score 88
    American United Federal Credit UnionDedicated Saver CertificateCD · 48 months · $5 min

    Credit union · Add a location to see nearby branches

    3.90%APY$1,654 over 48 months on $10,000with conditions
  14. Top Carrot, Carrot Score 88
    American United Federal Credit UnionRegular CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$1,654 over 48 months on $10,000
  15. Thayer County BankCertificate of DepositCD · 48 months · $2,500 min · 3.89%–4.36% by balance

    Bank · Add a location to see nearby branches

    3.89%APY$1,649 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,254 CDs at 2,920 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.20%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions