Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1276–1290 of 2,149 results
- LG&E Co. Credit UnionCertificates of Deposit (CDs)CD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.50%APY$37 over 3 months on $10,000Requirements
Product: Special terms and rates are offered periodically. 10-day grace period at maturity. Penalties for early withdrawal. Dividends are paid monthly and are calculated on the actual daily balance.
1.50% interest rate · Effective Jul 1, 2026
Rate checked
More details - Island Federal Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.50%APY$37 over 3 months on $10,000intro rateRequirements
Product: Minimum balance of $500 required to open and earn interest. Membership eligibility applies. Early withdrawal fee applies if funds are accessed prior to maturity. Funds roll over into the same or most similar term at maturity unless specified at account opening.
Promotional rate · 1.49% interest rate
Rate checked
More details - Cooperative Federal Credit UnionMember CertificatesCD · 3 months · $4,000 min · 1.50%–1.70% by balance
Credit union · Add a location to see nearby branches
1.50%APY$37 over 3 months on $10,000Requirements
Product: Dividends compounded and credited monthly and at maturity. Early withdrawal penalty may be imposed. Fees could reduce earnings. Special certificates roll over to regular certificate with closest term at maturity. Insured by NCUA up to $250,000.
Effective Apr 2, 2026
Rate by balance
Rate by balance for Member Certificates Balance APY $4,000 and upYour amount 1.50% $50,000 and up 1.55% $100,000 and up 1.65% $245,000 and up 1.70% Rate checked
More details - 1.50%APY$37 over 3 months on $10,000
Requirements
Product: Substantial penalty for early withdrawal.
1.49% interest rate · Effective Sep 10, 2026
Rate checked
More details - Central Bank UtahCertificates of DepositCD · 2–5 months · $500 min
Bank · Add a location to see nearby branches
1.46%APYRequirements
Product: A minimum deposit of $500.00 is required to open any Certificate of Deposit. A minimum daily balance of $500 is required to earn interest. Penalty may be imposed for early withdrawal.
Offer: Term is 60 Days to 5 Months. Minimum balance $500+ to earn interest.
1.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - Purdue Federal Credit UnionFixed-Rate Share CertificatesCD · 3 months · $10,000 min
Credit union · Add a location to see nearby branches
1.46%APY$36 over 3 months on $10,000Requirements
Product: Membership eligibility required. Subject to approval. $5 deposit in Member Ownership Share required.
Offer: Gold Status My Member Perks tier. Fixed rate. Dividends compounded daily, credited monthly.
1.45% interest rate · Compounded daily
Rate checked
More details - Peoples National BankCertificates of Deposit (CDs)CD · 3–5 months · $500 min · 1.37%–1.45% by balance
Bank · Add a location to see nearby branches
1.44%APYRequirements
Product: Early withdrawals subject to penalty. Monthly compounding. Minimum deposit to open is $500. No setup or maintenance fees. Available at all Peoples National Bank locations. Trade Up option available one-time during initial term on Trade-Up CDs. 3 in 1 CD allows adding funds anytime and penalty-free withdrawals.
Offer: Monthly compounding. Early withdrawal penalty may apply. Minimum deposit to open and obtain APY is $500.
Effective Sep 29, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $500 – $10,000 1.37% $10,000 – $100,000Your amount 1.44% $100,000 and up 1.45% Rate checked
More details - Bankers TrustBankers Trust Certificate of Deposit (CD)CD · 3–6 months · $1,000 min
Bank · Add a location to see nearby branches
1.41%APYRequirements
Product: $1,000 minimum deposit to open ($500 for savers under age 18). Penalty for early withdrawal. Rates vary by Benefits Banking Loyalty Program tier (Base, Bronze, Silver, Gold, Platinum).
Offer: Loyalty Program Silver Tier (Base + 0.30% IR) (91-181 Days)
Effective Oct 9, 2026
Rate checked
More details - MidAmerica National BankCertificates of Deposit (CDs)CD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.41%APY$35 over 3 months on $10,000Requirements
Product: Interest is paid quarterly or at maturity. CDs may be automatically renewed. Terms range from 90 days (3 months) to 5 years. No setup or maintenance fees.
Offer: A penalty may be imposed for early withdrawal. APY compounded quarterly.
1.40% interest rate · Compounded quarterly · Effective Oct 6, 2026
Rate checked
More details - Orrstown BankRegular CDs - Growth & IncomeCD · 3–5 months · $500 min
Bank · Add a location to see nearby branches
1.41%APYRequirements
Product: Fixed rate for term. Minimum opening deposit $500. Early withdrawal penalty may apply. Automatic renewal at maturity. No additional deposits or principal withdrawals permitted during term. Fees may apply and could reduce earnings.
1.40% interest rate · Effective Sep 21, 2026
Rate checked
More details - Washington State BankCD TermCD · 3 months · $500 min · 1.41%–1.56% by balance
Bank · Add a location to see nearby branches
1.41%APY$35 over 3 months on $10,000Requirements
Product: Quarterly compounding. Penalty will be imposed for early withdrawal.
Offer: Quarterly compounding. Early withdrawal penalty applies.
1.40% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for CD Term Balance APY $500 and upYour amount 1.41% $75,000 and up 1.56% Rate checked
More details - Members Heritage CUTerm Share CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.40%APY$35 over 3 months on $10,000intro rateRequirements
Product: Minimum balance $500. Dividends calculated on average daily balance, paid monthly. Fixed interest rate and maturity date. Early withdrawal penalty applies.
Offer: Term 91 Days.
Promotional rate · 1.39% interest rate · Effective Oct 22, 2026
Rate checked
More details - Credit Union of AmericaShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.40%APY$35 over 3 months on $10,000Requirements
Product: Membership required. Minimum $500 to open. Dividends paid monthly. Penalties may apply for early withdrawal. Funds in excess of $250,000 may be discounted and/or require special approval.
1.39% interest rate · Effective Sep 29, 2026
Rate checked
More details - Lookout Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.40%APY$35 over 3 months on $10,000Requirements
Product: Penalty required for early withdrawal. Compounded/paid monthly.
Offer: Dividends compounded/paid monthly.
Effective Oct 3, 2026
Rate checked
More details - Lookout Credit UnionRewards CDCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.40%APY$35 over 3 months on $10,000Requirements
Product: Penalty required for early withdrawal. Compounded/paid monthly. An active Rewards Checking account qualifies for a 0.25% APY rate increase.
Offer: Base rate without active Rewards Checking.
Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,149 CDs at 1,940 banks and credit unions · checked Oct 22–25
- Typical
- 2.01%
- Top 10% from
- 3.75%
- Banks, typical
- 1.90%
- Credit unions, typical
- 2.17%
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