Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1186–1200 of 2,149 results
- Credit Union of ColoradoAdd-on CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.70%APY$42 over 3 months on $10,000Requirements
Product: Additional deposits of $50.00 or greater are allowed on 90 day and 6 month Add-on Certificates only. Dividends credited and compounded quarterly. Early withdrawal penalty applies.
Offer: Fixed term 90 Day Add-on Certificate.
1.69% interest rate · Compounded quarterly · Effective Oct 6, 2026
Rate checked
More details - Route 31Certificate of DepositCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.70%APY$42 over 3 months on $10,000with conditionsRequirements
Product: Minimum $500 balance to earn dividend. Penalty for early withdrawal. Members can add money to any CD at any time, except restricted on some CD specials.
Offer: Standard rate.
Qualified rate · Effective Sep 25, 2026
Rate checked
More details - Wheelhouse Credit UnionTerm CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.70%APY$42 over 3 months on $10,000Requirements
Product: Membership required. Minimum opening deposit starts at $500. Dividends paid quarterly and remain on deposit until maturity. Penalty may be imposed for early withdrawal.
1.69% interest rate · Effective Sep 4, 2026
Rate checked
More details - The Bank Of LandisburgRegular Certificate Of DepositCD · 3–5 months · $1,000 min · 1.66%–1.71% by balance
Bank · Add a location to see nearby branches
1.66%APYRequirements
Product: Subject substantial to penalty for early withdrawal. Interest will be credited to your account on a semi-annual basis for deposits of $4,999.99 or less, quarterly basis for deposits of $5,000.00 to 9,999.99, and on a monthly basis for deposits of $10,000.00 or more. Interest credited at maturity for terms less than 6 months. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
1.65% interest rate
Rate by balance
Rate by balance for Regular Certificate Of Deposit Balance APY $1,000 – $100,000Your amount 1.66% $100,000 and up 1.71% Rate checked
More details - Los Angeles Federal Credit UnionShare CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
1.66%APY$41 over 3 months on $10,000with conditionsRequirements
Product: Flexible terms from 3 to 60 months. Minimum opening deposit is $1,000 for Regular, $100,000 for Jumbo, and $100 for Starter (age 24 or under). Senior / Senior Jumbo certificates available for members age 60+. APY is based on Relationship Rewards status or Jumbo/Senior qualification. After opening, additional deposits allowed if total deposits do not exceed opening deposit; Starter certificates allow additional deposits of $50+ until balance reaches $10,000.
Offer: Silver Relationship or Senior Member (age 60+) APY.
Qualified rate · Effective Oct 5, 2026
Rate checked
More details - Headwaters State BankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.66%APY$41 over 3 months on $10,000Requirements
Product: Rates are subjected to change at any time.
1.65% interest rate · Effective Oct 1, 2026
Rate checked
More details - Hiawatha National BankCertificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
1.66%APY$41 over 3 months on $10,000Requirements
Product: Minimum opening deposit applies per tier; interest may compound quarterly.
1.65% interest rate
Rate checked
More details - First State Bank of St. CharlesCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.65%APY$41 over 3 months on $10,000Requirements
Product: $1,000 minimum deposit to open. Terms from 3 months to 2 years. Penalty-free withdrawals or changes within 10 calendar days after the CD maturity date. Early withdrawal penalty may apply. APY assumes interest remains on deposit until maturity. Flexible interest payments available.
Offer: Penalty may be imposed for early withdrawal. APY assumes interest remains on deposit before maturity.
1.64% interest rate · Effective Oct 23, 2026
Rate checked
More details - The Freedom Bank of VirginiaCertificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
1.65%APY$41 over 3 months on $10,000Requirements
Product: Rates subject to change without notice.
1.64% interest rate · Effective Oct 7, 2026
Rate checked
More details - Lookout Credit UnionRewards CDCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.65%APY$41 over 3 months on $10,000Requirements
Product: Penalty required for early withdrawal. Compounded/paid monthly. An active Rewards Checking account qualifies for a 0.25% APY rate increase.
Offer: Requires active Rewards Checking for .25% rate increase.
Effective Oct 3, 2026
Rate checked
More details - Genoa Community BankCertificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
1.65%APY$41 over 3 months on $10,000Rate checked
More details - SSB BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.65%APY$41 over 3 months on $10,000 - People's Alliance Federal Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.64%APY$41 over 3 months on $10,000Requirements
Product: Fixed rate. Dividends are earned daily, compounded and credited monthly. Penalty of 30 days' dividends for early withdrawal of principal; paid dividends are available for withdrawal. Account renews automatically at maturity with a 7 calendar day grace period. Credit union membership required ($5.00 par value share).
1.63% interest rate · Effective Sep 12, 2026
Rate checked
More details - Boone Bank & Trust Co.Certificates of Deposits (CD)CD · 3 months · $1,000 min · 1.13%–2.65% by balance
Bank · Add a location to see nearby branches
1.64%APY$41 over 3 months on $10,000Requirements
Product: Fixed interest rates for the full term. Funds are committed for a set period of time. Early withdrawals will result in penalties. CDs are opened with banker assistance.
Effective Jan 14, 2026
Rate by balance
Rate by balance for Certificates of Deposits (CD) Balance APY $1,000 – $4,999 1.13% $5,000 – $9,999 1.38% $10,000 – $24,999Your amount 1.64% $25,000 – $49,999 2.14% $50,000 – $99,999 2.65% Rate checked
More details - West Virginia Central Federal Credit UnionSavings (Share) CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
1.63%APY$41 over 3 months on $10,000
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,149 CDs at 1,940 banks and credit unions · checked Oct 22–25
- Typical
- 2.01%
- Top 10% from
- 3.75%
- Banks, typical
- 1.90%
- Credit unions, typical
- 2.17%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank