Bank · FDIC insured
Boone Bank & Trust Co. CD Rates
Boone Bank & Trust Co.’s best CD rate is 2.65% APY on a 3-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Boone Bank & Trust Co.’s CD rates compare
Compared with banks and credit unions near Ames, IA, where Boone Bank & Trust Co. has the most branches. $10,000, best rate first.
This bank’s best
Boone Bank & Trust Co.
1.64%APY
- Term
- 3 months
- Minimum
- —
- Earns on $10,000
- $41
Certificates of Deposits (CD)
Top rate
Fidelity Bank
4.50%APY
- Term
- 20 months
- Minimum
- $5,000
- Earns on $10,000
- $761
2nd-highest rate
Midwest Heritage
4.50%APY
- Term
- 24 months
- Minimum
- —
- Earns on $10,000
- $920
Boone Bank & Trust Co. CD score
62
CD score
Higher than 6% of U.S. banks and credit unions
- 3–8 months3–8 mo1.64%
- 9–15 months9–15 mo1.39%
- 16–30 months16–30 mo1.36%
- 31–60 months31–60 mo1.30%
- QualifiedQualified1.64%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Boone Bank & Trust Co. ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposits (CD)
Up to 1.64%APY · 8 terms
Fixed interest rates for the full term. Funds are committed for a set period of time. Early withdrawals will result in penalties. CDs are opened with banker assistance.
| Term | APY · $1,000 – $4,999 | APY · $5,000 – $9,999 | APY · $10,000 – $24,999 | APY · $25,000 – $49,999 | APY · $50,000 – $99,999 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 3 months | 1.13% | 1.38% | 1.64% | 2.14% | 2.65% | 1.64%1.13% $1k–$5k1.38% $5k–$10k2.14% $25k–$50k2.65% $50k–$100k | $41 |
| 6 months | 0.95% | 1.20% | 1.46% | 1.96% | 2.47% | 1.46%0.95% $1k–$5k1.20% $5k–$10k1.96% $25k–$50k2.47% $50k–$100k | $73 |
| 12 months | 0.89% | 1.14% | 1.39% | 1.90% | 2.40% | 1.39%0.89% $1k–$5k1.14% $5k–$10k1.90% $25k–$50k2.40% $50k–$100k | $139 |
| 18 months | 0.86% | 1.11% | 1.36% | 1.87% | 2.37% | 1.36%0.86% $1k–$5k1.11% $5k–$10k1.87% $25k–$50k2.37% $50k–$100k | $205 |
| 24 months | 0.84% | 1.09% | 1.34% | 1.85% | 2.35% | 1.34%0.84% $1k–$5k1.09% $5k–$10k1.85% $25k–$50k2.35% $50k–$100k | $270 |
| 36 months | 0.80% | 1.05% | 1.30% | 1.81% | 2.31% | 1.30%0.80% $1k–$5k1.05% $5k–$10k1.81% $25k–$50k2.31% $50k–$100k | $395 |
| 48 months | 0.80% | 1.05% | 1.30% | 1.81% | 2.31% | 1.30%0.80% $1k–$5k1.05% $5k–$10k1.81% $25k–$50k2.31% $50k–$100k | $530 |
| 60 months | 0.80% | 1.05% | 1.30% | 1.81% | 2.31% | 1.30%0.80% $1k–$5k1.05% $5k–$10k1.81% $25k–$50k2.31% $50k–$100k | $667 |
Sources (3)
- boonebankiowa.com/personal/savings
- boonebankiowa.com/personal/savings/cds
- boonebankiowa.com/deposit-rates
All captured Sep 18, 2026
Opening an account
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