Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 241–255 results
- American Heritage Credit UnionCertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$90 over 3 months on $10,000intro rateRequirements
Product: Open with as little as $500. Listed APY paid on $1,000 minimum balance ($100,000 minimum for Jumbo). $500 minimum balance Share Certificates available at 0.10% lower APY. A penalty will or may be imposed for early withdrawal.
Offer: Listed APY paid on $1,000 minimum balance; $500 minimum balance available at 0.10% lower APY. A penalty will or may be imposed for early withdrawal.
Promotional rate · 3.59% interest rate · Effective Oct 5, 2026
Rate checked
More details - Freedom Bank of Southern MissouriCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$90 over 3 months on $10,000Requirements
Product: Automatically renewable at maturity.
3.60% interest rate · Effective Jun 15, 2026
Rate checked
More details - Desert Rivers Credit UnionSuper CDCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$90 over 3 months on $10,000Requirements
Product: Deposit money to the balance at any time. Savings certificates are subject to Early Withdrawal Penalties.
Offer: Deposit money to the balance at any time.
3.60% interest rate
Rate checked
More details - HAB BankCertificate of DepositCD · 3 months · $1,500 min
Bank · Add a location to see nearby branches
3.65%APY$90 over 3 months on $10,000Requirements
Product: Compounded daily. Substantial early withdrawal penalties apply. Rates are subject to change.
Offer: Minimum balance of $1,500 is required to earn the posted APY.
3.59% interest rate · Compounded daily · Effective Jul 13, 2026
Rate checked
More details - 3.65%APY$90 over 3 months on $10,000
Requirements
Offer: Early withdrawal penalties may apply. If interest is not paid by compounding to the CD, APY equals Interest Rate.
3.60% interest rate · Effective Sep 22, 2026
Rate checked
More details - 3.65%APY$90 over 3 months on $10,000
Requirements
Offer: Early withdrawal penalties may apply. If interest is not paid by compounding to the CD, APY equals Interest Rate.
3.60% interest rate · Effective Sep 22, 2026
Rate checked
More details - Riverfront Federal Credit UnionNonpreferred CertificatesCD · 3 months · $100 min
Credit union · Add a location to see nearby branches
3.65%APY$90 over 3 months on $10,000Requirements
Product: Available to members who live, work, worship, or attend school in Berks County, PA, or eligible family/legal entities with a $5.00 savings deposit. No monthly service charge. Fixed interest rate. Early withdrawal penalty applies.
Offer: Fixed to maturity. Subject to early withdrawal penalty.
Effective Oct 1, 2026
Rate checked
More details - Marion County BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$90 over 3 months on $10,000Requirements
Product: Minimum deposit of $1,000. Interest compounded and credited at maturity, quarterly, or semi-annually depending on term/product. Early withdrawal subject to penalty.
Offer: Interest compounded and credited at maturity.
3.60% interest rate · Effective Sep 29, 2026
Rate checked
More details - Millbury National BankCD SpecialsCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$90 over 3 months on $10,000intro rateRequirements
Product: Early withdrawal penalties apply. Promo rates.
Offer: 91 Day Special.
Promotional rate · 3.60% interest rate
Rate checked
More details - Millbury National BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$90 over 3 months on $10,000Requirements
Product: Early withdrawals may result in penalties: 30 days interest for 3-month CDs, 60 days interest for 6-month CDs, 180 days interest for 1-year CDs, 180 days interest for 2-year CDs and 180 days interest for 3-year CDs. No setup or maintenance fees.
Offer: 91 Day CD
3.60% interest rate
Rate checked
More details - EagleBankCertificates of Deposit for PersonalCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$90 over 3 months on $10,000Requirements
Product: Interest is compounded daily and credited periodically. Penalty for early withdrawal may reduce earnings. APY assumes interest remains on deposit until maturity date. Fixed rate paid for the full term.
3.58% interest rate · Compounded daily · Effective Sep 24, 2026
Rate checked
More details - Diablo Valley Federal Credit UnionShare CertificateCD · 3 months · $1,000 min · 3.40%–3.65% by balance
Credit union · Add a location to see nearby branches
3.65%APY$90 over 3 months on $10,000intro rateRequirements
Product: Penalty for early withdrawal.
Offer: 90 Day Certificate Special. $100,000 per member maximum. Limit one certificate special per member, regardless of the number of accounts.
Promotional rate · 3.35% interest rate
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $10,000 3.40% $10,000 – $100,000Your amount 3.65% Rate checked
More details - Technology Credit UnionLiquid CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$90 over 3 months on $10,000intro rateRequirements
Product: Minimum opening balance of $1,000 in new-to-Tech CU money (funds external to Tech CU within preceding 21 days). Unlimited new-to-Tech CU deposits allowed. One penalty-free withdrawal per calendar month permitted six days after opening, provided withdrawals are more than six days apart and minimum $1,000 balance is maintained.
Offer: Deposit and maintain minimum $1,000 new-to-Tech CU money.
Promotional rate · 3.60% interest rate · Effective Sep 1, 2026
Rate checked
More details - Vue CCUCertificate of DepositCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$90 over 3 months on $10,000Requirements
Product: Membership eligibility requires living within a 75-mile radius of the Bismarck/Mandan area and purchasing at least one share ($5.00).
3.60% interest rate · Effective Dec 15, 2025
Rate checked
More details - 3.63%APY$89 over 3 months on $10,000
Requirements
Product: Dividends compounded daily and credited monthly. Early withdrawal penalties apply. Renewal rates at maturity will be at the prevailing rates and may be higher or lower than the maturing certificate rate.
3.56% interest rate · Compounded daily · Effective Oct 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,137 CDs at 1,936 banks and credit unions · checked Oct 16–23
- Typical
- 2.01%
- Top 10% from
- 3.71%
- Banks, typical
- 1.76%
- Credit unions, typical
- 2.21%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank