Credit union · NCUA insured
Diablo Valley Federal Credit Union CD Rates
Diablo Valley Federal Credit Union’s best CD rate is 3.65% APY on a 3-month share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 16, 2026.
How Diablo Valley Federal Credit Union’s CD rates compare
Compared with banks and credit unions near San Francisco, CA, where Diablo Valley Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Diablo Valley Federal Credit Union
3.65%APY
- Term
- 3 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $90
Share Certificate
Top rate
Stanford Federal Credit Union
4.75%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000
- $2,612
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
Diablo Valley Federal Credit Union CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo1.40%
- 16–30 months16–30 mo1.85%
- 31–60 months31–60 mo2.10%
- QualifiedQualified3.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Diablo Valley Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.65%APY · 5 terms
Penalty for early withdrawal.
| Term | APY · $1,000 – $10,000 | APY · $10,000 – $100,000 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months90 Day Certificate Special. $100,000 per member maximum. Limit one certificate special per member, regardless of the number of accounts | 3.40% | 3.65% | — | 3.65%3.40% $1k–$10k | $90 |
| 6 months | 1.15% | — | 1.30% | 1.30%1.15% $1k–$10k | $65 |
| 12 months | 1.20% | — | 1.40% | 1.40%1.20% $1k–$10k | $140 |
| 24 months | 1.75% | — | 1.85% | 1.85%1.75% $1k–$10k | $373 |
| 36 months | 2.00% | — | 2.10% | 2.10%2.00% $1k–$10k | $643 |
Special-purpose accounts
IRA Certificate
Up to 3.65%APY · 5 terms
Penalty for early withdrawal. IRA Account (any type) annual admin fee (each): $15.00.
| Term | APY · $1,000 – $10,000 | APY · $10,000 – $100,000 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months90 Day Certificate Special. $100,000 per member maximum. Limit one certificate special per member, regardless of the number of accounts | 3.40% | 3.65% | — | 3.65%3.40% $1k–$10k | $90 |
| 6 months | 1.15% | — | 1.30% | 1.30%1.15% $1k–$10k | $65 |
| 12 months | 1.20% | — | 1.40% | 1.40%1.20% $1k–$10k | $140 |
| 24 months | 1.75% | — | 1.85% | 1.85%1.75% $1k–$10k | $373 |
| 36 months | 2.00% | — | 2.10% | 2.10%2.00% $1k–$10k | $643 |
Sources (4)
- diablovalleyfcu.org/accounts/certificates
- diablovalleyfcu.org/rates
- diablovalleyfcu.org/accounts/iras
- diablovalleyfcu.org
All captured Sep 25, 2026
Who can join Diablo Valley Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- People who work, attend school, live, or worship in 14 central Contra Costa County cities are eligible to open accounts.
Membership information collected October 5, 2026.