Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1321–1335 of 4,640 results
- Municipal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Fixed-rate share certificate. Early withdrawal penalties apply.
Offer: Fixed rate.
3.50% interest rate · Effective Oct 23, 2026
Rate checked
More details - Alternatives Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Penalty for early withdrawal (for 3-18 month terms, penalty is 90 days earned dividends; for 24-60 month terms, penalty is 180 days earned dividends). Automatically renews at maturity. No setup or maintenance fees.
3.50% interest rate · Effective Oct 23, 2026
Rate checked
More details - Frankfort Community Federal Credit UnionCertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,0003.50% interest rate · Effective Oct 23, 2026
Rate checked
More details - Bayou Community Federal Credit UnionCertificate of DepositsCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Membership at Bayou Community FCU is open to anyone who lives, works, worships, or attends school in St. Gabriel and surrounding areas. Minimum of $500 to open certificates; certificates are payable monthly or at maturity. Rates are determined monthly.
Offer: Pays at Maturity.
3.50% interest rate · Effective Jun 1, 2026
Rate checked
More details - Muskogee Federal Credit UnionCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal.
3.50% interest rate · Effective Jun 17, 2026
Rate checked
More details - Hoosier Hills Credit UnionCertificatesCD · 24 months
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: A minimum deposit of $500 is required to open all Certificates, excluding Save to Win. Terms range from 91 days to 60 months. Dividends calculated and paid monthly. Penalties for early withdrawal may apply.
Offer: Dividends are calculated monthly and paid monthly. Penalties for early withdrawals may apply.
3.50% interest rate · Effective Oct 22, 2026
Rate checked
More details - Eglin Federal Credit UnionPreferred Investment CertificatesCD · 24 months · $2,500 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Requires Eglin FCU Membership. Penalty for early withdrawal. Minimum deposit of $2,500 required to open.
Offer: Early withdrawal penalty applies. Requires Eglin FCU Membership.
3.50% interest rate · Effective Sep 18, 2026
Rate checked
More details - ACCESS Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: With initial $5.00 deposit into savings account and a one-time Membership Fee of $1.00, eligible for all Access Credit Union products and services. Dividends paid quarterly. Penalties apply for early withdrawals.
Effective Oct 16, 2026
Rate checked
More details - South Bend Firefighters Credit UnionCertificates of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: A minimum of $1000 is required to open a share certificate. 3 to 48 month terms. Dividends can be compounded monthly and are available monthly or at maturity depending on the member's desire. Share Certificate Rates are subject to change. Share Certificates subject to early withdrawal penalty: forfeit 180 days dividend.
Offer: Early Withdrawal Penalty: forfeit 180 days dividend. Rates subject to change.
3.50% interest rate · Compounded monthly · Effective Jan 29, 2026
Rate checked
More details - Picatinny Federal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: The minimum balance required to open a Certificate is $500.00. Must open a savings account with a minimum deposit of $5.00 to qualify for membership. Early withdrawal penalties apply.
Offer: Early withdrawal penalty of 90 days' dividends for terms greater than 12 months. Fixed rate, dividends compounded monthly and credited monthly.
3.50% interest rate · Compounded monthly · Effective Jul 1, 2026
Rate checked
More details - EFCUShare CertificatesCD · 24 months · $1,000 min · 3.56%–3.67% by balance
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Membership eligibility required. Dividends are compounded daily and credited monthly. APY and Dividend Rates are fixed until maturity after issuance. Early withdrawal penalties apply (90 days interest for terms 12 months or less, 180 days interest for terms greater than 12 months).
3.50% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.56% $100,000 and upJumbo certificate tier. 3.67% Rate checked
More details - Union BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000intro rateRequirements
Product: CDs are term deposits providing FDIC insurance up to applicable limits. Early withdrawal penalty may apply. Interest can be automatically deposited into another account or CD used as loan collateral. Preferred rate may be available for Advantage Checking accountholders.
Promotional rate · 3.50% interest rate · Effective Oct 14, 2026
Rate checked
More details - Rio Grande Valley Credit UnionCertificates of Deposit (CDs)CD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Calculated by using Simple Daily Interest. Early withdrawal penalty will apply if terms of certificate are changed before the maturity date.
Offer: $1,000.00 Minimum Average Daily Balance Required to Earn Interest. Early withdrawal penalty may apply if terms of certificate are changed before the maturity date.
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Federal of Van WertCertificate of DepositCD · 24 months · $500 min · 3.55%–3.56% by balance
Bank · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000Requirements
Product: Early withdrawal penalty may apply. Available terms include 91 Days, 182 Days, 276 Days, 12 Months, 18 Months, 24 Months, 30 Months, 48 Months, and 60 Months. Minimum balance for monthly compounding is $2,500.00; minimum balance for quarterly compounding is $500.00.
Offer: Term: 24 Months. Compound Frequency: Quarterly.
3.50% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and up 3.55% $2,500 and upYour amountCompound Frequency: Monthly. 3.56% Rate checked
More details - Lufthansa Employee Federal Credit UnionCertificate AccountCD · 24 months · $5,000 min
Credit union · Add a location to see nearby branches
3.56%APY$725 over 24 months on $10,000intro ratePromotional rate · 3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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