Compare Bank & Credit Union Rates
Best 18-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 of 19 results in Lebanon, PA metro
- Jonestown Bank & Trust Co.Certificates of Deposit (18 to 24 Months)CD · 18–24 months · $1,000 min
Bank · 9 branches
4.25%APYintro rateRequirements
Product: Promotional certificate with terms from 18 to 24 months. Automatically renews to the closest shorter standard CD term offered by the Bank (18 or 24 months) at the rate in effect at renewal. Early withdrawal penalty applies; fees may reduce earnings. Not good in conjunction with any other offer.
Offer: Available for terms from 18 to 24 months. Automatically renews to closest shorter standard CD term (18 or 24 months) at rate in effect at renewal. Penalty for early withdrawal; fees may reduce earnings.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - 4.05%APY$614 over 18 months on $10,000
Effective Oct 16, 2026
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More details - 4.00%APY$606 over 18 months on $10,000intro rate
Requirements
Product: Promotional consumer CD specials. Must deposit $5,000 or more in new money (not currently on deposit with Peoples Security Bank & Trust). Valid on Pick Your Term CDs opened online or in branch for consumer customers; business customers in-branch only. At maturity, automatically renews into a CD with the same term at the prevailing tiered rate(s). Interest compounded and credited quarterly; APY assumes interest remains on deposit until maturity. Offer may be changed or discontinued at any time. APY current as of 2026-07-01.
Offer: New money of $5,000 or more; consumer online or in-branch. Auto-renews at maturity to same term at prevailing tiered rates.
Promotional rate · 3.94% interest rate · Effective Jul 1, 2026
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More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
Rate checked
More details - First Citizens Community BankCertificates of Deposit (CDs)CD · 12–23 months · $10,000 min · 3.55%–4.06% by balance
Bank · 3 branches
3.55%APYRequirements
Product: A penalty may be imposed for early withdrawal. A withdrawal will reduce earnings. Interest compounded quarterly.
3.50% interest rate · Compounded quarterly · Effective Oct 27, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $10,000 – $24,999Your amount 3.55% $100,000 and up 4.06% Rate checked
More details - Belco Community Credit UnionCertificate AccountCD · 18 months · $500 min · 2.70%–2.85% by balance
Credit union · 1 branch
2.75%APY$415 over 18 months on $10,000Requirements
Product: Terms from 3 to 60 months. Most certificates (12–60 months) require a $500 minimum opening deposit and minimum balance; 3-, 6-, and 9-month terms require $1,000. Listed yields available if dividends are paid back to the certificate monthly. Early withdrawal penalty may reduce earnings. No annual fee. Balance tiers of $10K, $50K, and $75K earn higher rates.
Offer: Standard Certificate Account 18 Month tier.
2.67% interest rate · Effective Oct 30, 2026
Rate by balance
Rate by balance for Certificate Account Balance APY $500 and up 2.70% $10,000 and upYour amount 2.75% $50,000 and up 2.80% $75,000 and up 2.85% Rate checked
More details - New Cumberland Federal Credit UnionCertificates (CD)CD · 18 months · $500 min · 2.63%–2.89% by balance
Credit union · 1 branch
2.63%APY$397 over 18 months on $10,000Requirements
Product: Federally insured by NCUA up to $250,000. Substantial penalty for early withdrawals. Fees could reduce earnings.
2.60% interest rate · Effective Oct 30, 2026
Rate by balance
Rate by balance for Certificates (CD) Balance APY $500 – $10,000Your amount 2.63% $10,001 – $50,000 2.68% $50,001 – $100,000 2.78% $100,001 and up 2.89% Rate checked
More details - 1.66%APY$250 over 18 months on $10,000
Requirements
Product: 18 Month Add On Certificate. Additional deposits allowed. Dividends paid back monthly. Early withdrawal penalty applies.
Offer: 18 Month Add On Certificate. Additional deposits allowed.
1.65% interest rate · Effective Oct 30, 2026
Rate checked
More details - 1.66%APY$250 over 18 months on $10,000
Requirements
Product: Let you increase your rate during the term. $500 minimum opening deposit and minimum balance. Dividends paid back monthly. Early withdrawal penalty applies.
Offer: 18 Month Bump Up Certificate.
1.65% interest rate · Effective Oct 30, 2026
Rate checked
More details - 1.51%APYwith conditions
Requirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.50% interest rate · Effective Oct 24, 2026
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More details - 1.50%APYwith conditions
Requirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Standard rate.
Qualified rate · 1.49% interest rate · Effective Oct 24, 2026
Rate checked
More details - 1.50%APY$226 over 18 months on $10,000
Requirements
Product: Hershey FCU membership required. No setup or maintenance fees. Early withdrawal penalty applies. Rate is guaranteed for term. Certificates automatically renew or transfer to a share account if term is no longer offered.
Offer: Dividends paid quarterly.
1.49% interest rate · Effective Oct 26, 2026
Rate checked
More details - Peoples Security Bank & TrustRelationship Certificates of DepositCD · 18 months · $1,000 min · 1.50%–2.00% by balance
Bank · 1 branch
1.50%APY$226 over 18 months on $10,000with conditionsRequirements
Product: Relationship CDs require active checking with direct deposit, online banking, debit card. Minimum opening $1,000. Accurate as of 2026-10-23.
Offer: 18 Month Relationship Tier 1
Qualified rate · 1.49% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Relationship Certificates of Deposit Balance APY Up to $50,000Your amount 1.50% $50,000 – $100,00018 Month Relationship Tier 2 1.75% $100,000 – $250,00018 Month Relationship Tier 3 1.90% $250,000 – $1,000,00018 Month Relationship Tier 4 2.00% Rate checked
More details - Members 1st Federal Credit Union18-Month CertificateCD · 18 months · $500 min · 1.35%–1.70% by balance
Credit union · 2 branches
1.40%APY$211 over 18 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. Penalty for early withdrawal. Dividends compounded and credited monthly.
1.34% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for 18-Month Certificate Balance APY $500 – $10,000 1.35% $10,000 – $50,000Your amount 1.40% $50,000 – $75,000 1.45% $75,000 – $100,000 1.55% $100,000 – $500,000 1.65% $500,000 – $1,000,000 1.65% $1,000,000 and up 1.70% Rate checked
More details - Peoples Security Bank & TrustCertificates of DepositCD · 18 months · $1,000 min · 1.24%–1.74% by balance
Bank · 1 branch
1.24%APY$187 over 18 months on $10,000Requirements
Product: Standard CDs; terms from 3 to 60 months. Minimum opening $1,000. Accurate as of 2026-10-23.
Offer: 18 Month Tier 1
1.23% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $50,000Your amount 1.24% $50,000 – $100,00018 Month Tier 2 1.49% $100,000 – $250,00018 Month Tier 3 1.64% $250,000 – $1,000,00018 Month Tier 4 1.74% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay in Lebanon, PA metro
19 CDs at 14 banks and credit unions · checked Oct 23–30
- Typical
- 1.51%
- Top 10% from
- 4.01%
- Banks, typical
- 1.50%
- Credit unions, typical
- 1.66%
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Lebanon, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peoples Security Bank & TrustBank · 1 branch