Best 1-year CD rates

Requirements

Product: Automatic renewal at maturity. Penalty for early withdrawal.

Offer: Penalty for early withdrawal.

Requirements

Product: CD minimum to open and earn APY in branch is $500. Minimum to open and earn APY online is $1,000, except featured 8-month term which is $10,000 online.

Offer: Minimum opening balance and minimum balance to obtain APY is $500 in branch ($1,000 online).

Requirements

Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.

Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.

Requirements

Product: Dividends calculated daily and added to account quarterly. A penalty will or may be imposed for early withdrawal.

Offer: Early withdrawal penalty will or may be imposed.

Requirements

Product: Valid on new U.S. Bank CD Special accounts for clients who do not have any existing U.S. Bank CD. Advertised APYs are not valid for clients with any U.S. Bank CD accounts closed within the past 60 days. Minimum opening deposit $1,000 for a single CD, maximum $250,000. CD automatically renews for the same term. Rate upon renewal is determined based on published rate for CD excluding CD Specials. Early withdrawal penalty applies. Online application not valid for single maturity CDs, business or retirement CDs, brokerage deposits, institutional investors, public funds or in conjunction with other promotional offers.

Requirements

Product: Fixed interest rate with terms from 6 months to 5 years. Interest is compounded quarterly and insured by the NCUA up to $250,000. $500.00 minimum balance opening requirement.

Offer: Special Rates - 12 month term. Requires $500.00 minimum balance opening requirement. Interest is compounded quarterly.

Requirements

Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.

Requirements

Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.

Offer: Requires linked qualifying Chase checking account.

Requirements

Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers. No rate exceptions. Not available for brokers, agents, public entities, or financial institutions.

Offer: Standard rate. Terms 1, 3, 6, 9, 12, 18, 24, 36, 48, 60, 72 months.

Requirements

Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.

Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.

Requirements

Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.

Offer: 12-month CD ladder standard rate.

Requirements

Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.

Offer: Standard rate.