Credit union · NCUA insured
Pillar Credit Union CD Rates
Pillar Credit Union’s best CD rate is 3.50% APY on a 1-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 16, 2026.
How Pillar Credit Union’s CD rates compare
Compared with banks and credit unions near Columbus, OH, where Pillar Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Pillar Credit Union
3.50%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $350
Share/CD Certificate
Top rate
Homeland Credit Union
5.15%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,338
2nd-highest rate
Scott Associates Credit Union Inc
5.06%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,802
Pillar Credit Union CD score
70
CD score
Higher than 26% of U.S. banks and credit unions
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pillar Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share/CD Certificate
Up to 3.50%APY · 5 terms
Dividends calculated daily and added to account quarterly. A penalty will or may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsEarly withdrawal penalty will or may be imposed | 3.50% | $350 |
| 24 monthsEarly withdrawal penalty will or may be imposed | 3.25% | $661 |
| 36 monthsEarly withdrawal penalty will or may be imposed | 3.00% | $927 |
| 48 monthsEarly withdrawal penalty will or may be imposed | 2.75% | $1,146 |
| 60 monthsEarly withdrawal penalty will or may be imposed | 2.75% | $1,453 |
Special-purpose accounts
IRA Certificate
Up to 3.50%APY · 5 terms
A penalty will or may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsEarly withdrawal penalty will or may be imposed | 3.50% | $350 |
| 24 monthsEarly withdrawal penalty will or may be imposed | 3.25% | $661 |
| 36 monthsEarly withdrawal penalty will or may be imposed | 3.00% | $927 |
| 48 monthsEarly withdrawal penalty will or may be imposed | 2.75% | $1,146 |
| 60 monthsEarly withdrawal penalty will or may be imposed | 2.75% | $1,453 |
Sources (1)
- pillarcu.com/account-rates · captured Sep 17, 2026
Who can join Pillar Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, or attend school in Marion, Morrow, Richland, Crawford, Wyandot, or Hancock County, Ohio.
Employers and groups
- Eligibility is open to individuals who work for one of Pillar Credit Union's Select Employee Groups.
Family and household
- Eligibility is open to immediate family members of current members who have an active account.
Cost to join
- Opening a Savings Membership Account requires a minimum share deposit of at least $5.
Membership information collected October 5, 2026.