Credit union · NCUA insured
Advantage Credit Union CD Rates
Advantage Credit Union’s best CD rate is 3.03% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 30, 2026.
How Advantage Credit Union’s 12-month CD compares
On $10,000. The best rate among banks and credit unions with branches in each area, and among accounts anyone can open online.
This credit union’s 12-month CD
Advantage Credit Union
3.03%APY
- Minimum
- $500
- Earns on $10,000
- $303
Share Certificates
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Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.03%APY · 2 terms
Fixed interest rate with terms from 6 months to 5 years. Interest is compounded quarterly and insured by the NCUA up to $250,000. $500.00 minimum balance opening requirement.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsSpecial Rates - 6 month term. Requires $500.00 minimum balance opening requirement. Interest is compounded quarterly | 2.52% | $125 |
| 12 monthsSpecial Rates - 12 month term. Requires $500.00 minimum balance opening requirement. Interest is compounded quarterly | 3.03% | $303 |
Sources (1)
- advantage4.org/save · captured Oct 30, 2026
Who can join Advantage Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Citizens who live, work, worship, or attend school in Richland County and surrounding areas are eligible for membership.
Cost to join
- Membership requires a $5 deposit in a savings account.
Membership information collected October 5, 2026.