Compare Bank & Credit Union Rates
Best 1-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1126–1140 of 5,354 results
- Quail Creek BankCertificate of Deposit (CD)CD · 12 months · $2,500 min
Bank · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: Substantial penalty for early withdrawal. Terms available from 90 days to 2 years. Minimum balance of $2,500 to open. Can be used as collateral for a Quail Creek Bank loan.
Offer: A penalty may be imposed for early withdrawal. Minimum daily balance of $2,500.00 and up to obtain rate.
3.78% interest rate · Effective Oct 8, 2026
Rate checked
More details - Associated Credit UnionTax Factor CDCD · 12 months · $200 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000intro rateRequirements
Product: Minimum balance to open is $200. Dividends compounded monthly.
Offer: Good Through October 28, 2026.
Promotional rate · 3.85% interest rate · Compounded monthly · Effective Oct 22, 2026
Rate checked
More details - Associated Credit UnionTrust CDCD · 12 months · $200 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000intro rateRequirements
Product: Minimum balance to open is $200. Dividends compounded monthly.
Offer: Good Through October 28, 2026.
Promotional rate · 3.80% interest rate · Compounded monthly · Effective Oct 22, 2026
Rate checked
More details - Associated Credit UnionCertificate of Deposit (CD)CD · 12 months · $200 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000intro rateRequirements
Product: Minimum balance to open is $200. Dividends compounded monthly.
Offer: Good Through October 28, 2026.
Promotional rate · 3.80% interest rate · Compounded monthly · Effective Oct 22, 2026
Rate checked
More details - Freedom BankCertificate of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: Minimum balance of $0.01 in the account each day to obtain APY. Interest compounded and credited monthly. Early withdrawal penalties apply. No additional deposits until maturity.
Offer: 12 Month Special. New Money Only.
3.78% interest rate · Effective Oct 7, 2026
Rate checked
More details - Ridgeline Credit UnionCertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: Requires membership with a $25.00 share deposit in Regular Shares and membership eligibility. Early withdrawal penalty applies for early withdrawals/early maturity.
Offer: Rate is fixed for the full term. Early withdrawal penalty applies.
3.78% interest rate · Effective Sep 18, 2026
Rate checked
More details - MTC Federal Credit UnionShare Certificates PlusCD · 12 months · $10,000 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: Quarterly Posted Dividend Certificates. Monthly Distributed Dividend Certificates are available. Early withdrawal penalty applies. Must be a credit union member.
3.80% interest rate
Rate checked
More details - InTouch Credit UnionShare CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,0003.78% interest rate · Effective Oct 13, 2026
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More details - Longview Community BankCertificate of DepositsCD · 12 months · $2,500 min
Bank · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000 - Alliance Niagara Federal Credit UnionCertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: Dividends credited quarterly with dividends available at maturity. Early withdrawal penalty may be up to 90 days interest.
Offer: Early withdrawal will result in penalty fees of up to 90 days interest.
3.79% interest rate
Rate checked
More details - Reliant Credit UnionInvestor CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: Minimum opening deposit of $1,000. No additional deposits allowed until maturity. Early withdrawal penalty: 90 days dividends for terms of 12 months or less; 180 days dividends for terms greater than 12 months.
3.80% interest rate · Effective Sep 22, 2026
Rate checked
More details - Buffalo Conrail Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: Membership eligibility requirements apply. Dividends on certificate accounts are compounded/credited at maturity. Rates subject to change at any time without notice.
Offer: Dividends on certificate accounts are compounded/credited at maturity.
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More details - Fidelity FederalCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: No monthly fees. Rate guaranteed for the term of the account. Automatically renewable. Fees may reduce earnings. Rates are subject to change without notice.
Offer: 12 Months Fixed. APY is calculated based on a one-year time frame.
3.77% interest rate
Rate checked
More details - Michigan One Community Credit UnionRegular CDsCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: Dividends are paid on daily balance and the dividend period is monthly. Fees may lower earnings.
3.78% interest rate · Effective Oct 15, 2026
Rate checked
More details - Community Bank TopekaCertificates of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: Personal accounts only. Minimum balance to open and obtain APY is $1,000.00. A penalty may be imposed for early withdrawal.
3.80% interest rate · Effective Oct 13, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,354 CDs at 4,382 banks and credit unions · checked Oct 22–25
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.06%
- Credit unions, typical
- 3.40%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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