Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
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Top new-car loan rates
Showing 586–600 of 2,919 nationwide · median 5.00% APR
- 4.50%APRas low as
Terms
October, November, & December Auto Loan Specials (purchases only): up to 60 mos.
Auto loan score 87 · Carrot Score 71
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
Model Year: 2026 to 2025 (New Auto)
Auto loan score 87 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
New Auto up to 4 years old. Rate shown is for the lowest available rate for a 5 year term. APR depends on credit worthiness, product and term selected, and other factors. Refinancing of an existing Maui County FCU loan is not eligible for this rate.
Auto loan score 87 · Carrot Score 92
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Car Model Year 2024 and Newer. Featured rate includes following discounts: 0.25% off for Direct Deposit and 0.25% off for auto pay from your MFCU checking account.
Auto loan score 87 · Carrot Score 95
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
Rate as low as stated depending on credit score.
Auto loan score 87 · Carrot Score 67
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
Rate As Low As. Rate may vary with respect to credit history (Beacon Score), vehicle year/make/model, and term.
Auto loan score 87 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
As Low As 4.50% APR for Auto, Trucks, Boats, RV's, Motorcycles. Repayment terms available up to 84 Months. Low cost auto loans for both new and used cars. If you have Payroll Deduction into Checking / automatic payments from share draft checking account, rate includes a discount of 25 basis points (0.25%). Rates based on credit history and services with Credit Union.
Auto loan score 87 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Starting at 4.50% (with discounts). APR can vary based on creditworthiness and terms of the loan. Discounts available up to 0.75% (0.25% each for 10 years with same employer, existing checking, direct deposit, credit score above 760).
Auto loan score 87 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Includes a 0.25% rate discount for auto-debit from a SRU FCU share draft checking account on loans of $500.00 or more.
Auto loan score 87 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
Term up to 5 years
Auto loan score 87 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
Fixed APR. $40,000 minimum Sticker Price.
Auto loan score 87 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
Applicable to New, Used, Refinanced Automobile (Model 2024+). Rate is APR as low as; actual rate based on creditworthiness.
Auto loan score 87 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
Rate based on creditworthiness and term of loan.
Auto loan score 87 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
For 2027 – 2026 Autos.
Auto loan score 87 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
New vehicle
Auto loan score 87 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost nationwide
2,919 banks and credit unions · checked Oct 22–24
- Typical
- 5.00%
- Top 10% up to
- 4.25%
- Banks, typical
- 6.62%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank