Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–7 of 7 in Aberdeen, WA metro · median 6.00% APR
- 4.49%APRas low as
Terms
Limited-time promotion ending October 31, 2026. For a 60-month term. Valid on eligible vehicle purchases and refinances from other financial institutions (current OURCU auto loans not eligible). Eligible vehicles must be model year 2020 or newer with fewer than 100,000 miles. Offer cannot be combined with other promotions. Subject to credit approval, membership eligibility, and standard underwriting guidelines. Other restrictions may apply.
Auto loan score 89 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 5.69%APRas low as · up to 17.99%with conditions
5.69% APR, up to 17.99%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Lowest displayed rate includes discount for enrollment in automatic payments (.25% decrease). Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more.
Auto loan score 67 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 5.74%APRas low as · up to 18.00%with conditions
5.74% APR, up to 18.00%
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
New or used autos; valid for new and used personal vehicles only. Reflects all possible discounts. Rate is fixed.
Auto loan score 66 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 6.00%APRas low as
Terms
Rates start at 6.00%. $26 application fee applies; member must qualify.
Auto loan score 66
Rate checked · Auto loans rates on its site
Rates and branches - 6.14%APRas low as
Terms
Vehicle age 2020+. Rate as low as 6.14% APR. Maximum term 60 months. Subject to credit qualification.
Auto loan score 64 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches - 6.21%APRas low as · up to 8.18%with conditions
6.21% APR, up to 8.18%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Automobile for private use no more than 12 months old. APR reflects a 0.25% discount for auto pay from a Bank of the Pacific account. Credit score, loan terms, maximum and minimum loan amounts may affect rates. $100 loan fee and $35 document preparation fee apply.
Auto loan score 62 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 8.53%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
APR starting at 8.53%. Advertised APR includes a 0.50% automatic payment discount from a Columbia Bank account. Loan of up to 100% of invoice amount. Terms between 2 to 7 years based on loan amount and collateral. Fixed interest rate. Collateral: a new auto can be a current model year, immediate past model year or future model year not previously titled. Higher rates may apply based on terms of loan and credit score/history.
Auto loan score 60 · Carrot Score 72
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Aberdeen, WA metro
7 banks and credit unions · checked Oct 22
- Typical
- 6.00%
- Top 10% up to
- 5.21%
- Banks, typical
- 7.37%
- Credit unions, typical
- 5.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Aberdeen, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Our Community CUCredit union · 3 branches