Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 31–41 of 41 in West Virginia · median 4.99% APR
- 5.39%APRas low as
Terms
Payment example per $1,000 borrowed: $19.09.
Auto loan score 73 · Carrot Score 68
Rate checked · Auto loans rates on its site
More details - 5.49%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Standard rate as low as 5.49% APR for 60 months based on credit approval. Available for new and used vehicles.
Auto loan score 74 · Carrot Score 82
Rate checked · Auto loans rates on its site
More details - 5.50%APRas low as
Terms
Models 2024 And Newer. Creditworthiness determines rate and terms.
Auto loan score 73 · Carrot Score 72
Rate checked · Auto loans rates on its site
More details - 5.50%APRas low as
Auto loan score 70 · Carrot Score 75
Rate checked · Auto loans rates on its site
More details - 5.50%APRas low as
Terms
Rates Are Based On Credit Score, So Your Rate May Differ Rates Stated "As Low As"
Auto loan score 68 · Carrot Score 71
Rate checked · Auto loans rates on its site
More details - 5.50%APRas low as
Auto loan score 68 · Carrot Score 85
Rate checked · Auto loans rates on its site
More details - 5.50%APRas low as
Terms
Model year 2022 or 2023; required credit score 650; maximum amount 100% of retail.
Auto loan score 68
Rate checked · Auto loans rates on its site
More details - 5.74%APRas low as
Terms
Vehicle model years 2022 - 2026.
Auto loan score 70 · Carrot Score 92
Rate checked · Auto loans rates on its site
More details - 5.75%APRas low as
Terms
2026 New Auto. Rates and terms may vary based upon individual credit worthiness.
Auto loan score 69 · Carrot Score 76
Rate checked · Auto loans rates on its site
More details - Metro Community Federal Credit UnionNew Auto, Truck & Van · up to 72 months
Credit union · 2 branches
5.89%APRas low asTerms
APR as low as stated. Subject to credit approval; terms depend on amount financed.
Auto loan score 65 · Carrot Score 63
Rate checked · Auto loans rates on its site
More details - 6.74%APRas low as
Terms
Rates shown are for applicants with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing. Example: $10,000 loan, monthly payment of $196.79 for 60 months at 6.74%. Subject to credit approval.
Auto loan score 63 · Carrot Score 81
Rate checked · Auto loans rates on its site
More details
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in West Virginia
41 banks and credit unions · checked Nov 12–13
- Typical
- 4.99%
- Top 10% up to
- 4.30%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- CommunityAmerica Credit UnionCredit union · 1 branch
- WEPCO Federal Credit UnionCredit union · 2 branches