Credit union · NCUA insured
Members Choice WV FCU Auto Loan Rates
Members Choice WV FCU auto loans start at 5.50% APR for a new vehicle and 5.50% for a used one. Rates checked October 22, 2026.
How Members Choice WV FCU’s auto loan rates compare
Compared with banks and credit unions near Charleston, WV, where Members Choice WV FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Members Choice WV FCU
5.50%APR
- Terms
- 52–63 months
- Discount
- None included
New & Used Auto
Lowest rate
Charleston FCU
4.25%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
Peoples Federal Credit Union
4.30%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
Members Choice WV FCU auto loan score
72
Auto loan score
Higher than 32% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Members Choice WV FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto
Loans are subject to credit approval. Rates and loan terms are based on creditworthiness. Values of used autos may alter terms. Rates and terms subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 39 months | 5.00% | Models 2024 And Newer. Creditworthiness determines rate and terms. |
| 40–51 months | 5.25% | Models 2024 And Newer. Creditworthiness determines rate and terms. |
| 52–63 months | 5.50% | Models 2024 And Newer. Creditworthiness determines rate and terms. |
| 64–75 months | 6.25% | Models 2024 And Newer. Creditworthiness determines rate and terms. |
| 76–84 months | 7.50% | Models 2024 And Newer. Creditworthiness determines rate and terms. |
| up to 66 months | 7.00% | Model 2023. Creditworthiness determines rate and terms. |
| up to 54 months | 7.00% | Model 2022. Creditworthiness determines rate and terms. |
| up to 51 months | 7.00% | Model 2021. Creditworthiness determines rate and terms. |
| up to 48 months | 8.00% | Model 2019 - 2020. Creditworthiness determines rate and terms. |
| up to 45 months | 8.00% | Model 2016 - 2018. Creditworthiness determines rate and terms. |
Sources (1)
- memberschoicewv.com/loan-rates · captured Oct 15, 2026
Who can join Members Choice WV FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.