Credit union · NCUA insured
Teamsters Local 697 FCU Auto Loan Rates
Teamsters Local 697 FCU auto loans start at 5.50% APR for a new vehicle and 6.25% for a used one. Rates checked October 22, 2026.
How Teamsters Local 697 FCU’s auto loan rates compare
Compared with banks and credit unions near Wheeling, WV-OH, where Teamsters Local 697 FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Teamsters Local 697 FCU
5.50%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
New Vehicle
Lowest rate
Bayer Heritage Federal Credit Union
4.50%APR
- Terms
- up to 60 months
- Up to
- 16.25% APR
- Discount
- None included
2nd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
Teamsters Local 697 FCU auto loan score
68
Auto loan score
Higher than 20% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed6.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Teamsters Local 697 FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Antique or Classic Vehicles
Value to be determined by qualified appraiser.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 10.00% | Value to be determined by qualified appraiser; term not more than 48 months. |
Sources (1)
- teamsters697creditunion.com/loan-rates · captured Oct 4, 2026
New Vehicle
Rates and maximum amount loaned are calculated using risk-based lending based on credit score, monthly income, debt to income ratio, length of employment, length of credit union membership, value and age of collateral. Maximum loan amount is 100% of retail.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.50% | Model year 2022 or 2023; required credit score 650; maximum amount 100% of retail. |
Sources (1)
- teamsters697creditunion.com/loan-rates · captured Oct 4, 2026
Used Vehicle
Rates and maximum amount loaned are calculated using risk-based lending based on credit score, monthly income, debt to income ratio, length of employment, length of credit union membership, value and age of collateral. Maximum loan amount is 100% of retail.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.25% | Model year 2021; required credit score 650; maximum amount 100% of retail. |
| up to 60 months | 6.75% | Model year 2020; required credit score 650; maximum amount 100% of retail. |
| up to 54 months | 7.25% | Model year 2019; required credit score 625; maximum amount 100% of retail. |
| up to 48 months | 7.75% | Model year 2018; required credit score 600; maximum amount 100% of retail. |
| up to 48 months | 8.25% | Model year 2017; required credit score 600; maximum amount 100% of retail. |
| up to 48 months | 8.75% | Model year 2016; required credit score 600; maximum amount 100% of retail. |
| up to 42 months | 9.25% | Model year 2015; required credit score 600; maximum amount 100% of retail. |
| up to 42 months | 9.75% | Model year 2014; required credit score 600; maximum amount 100% of retail. |
| up to 42 months | 10.25% | Model year 2013; required credit score 600; maximum amount 100% of retail. |
| up to 36 months | 10.75% | Model year 2012; required credit score 600; maximum amount 100% of retail. |
| up to 36 months | 11.25% | Model year 2011; required credit score 600; maximum amount 100% of retail. |
| up to 36 months | 11.75% | Model year 2010; required credit score 600; maximum amount 100% of retail. |
| up to 36 months | 13.00% | Model year 2009 and older; maximum amount 100% of retail. |
Sources (1)
- teamsters697creditunion.com/loan-rates · captured Oct 4, 2026
Who can join Teamsters Local 697 FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.