Credit union · NCUA insured
Justice Federal Credit Union Auto Loan Rates
Justice Federal Credit Union auto loans start at 5.39% APR for a new vehicle and 5.59% for a used one. Rates checked October 22, 2026.
How Justice Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Justice Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Justice Federal Credit Union
5.39%APR
- Terms
- up to 60 months
New Automobile
Lowest rate
TruEnergy Federal Credit Union
3.74%APR
- Terms
- up to 60 months
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
Justice Federal Credit Union auto loan score
72
Auto loan score
Higher than 31% of U.S. banks and credit unions
- New vehicleNew5.39%
- Used vehicleUsed5.59%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Justice Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Automobile
Up to 125% financing for qualified applicants. Exclusively serving Members of the justice, law enforcement and public safety community and their family.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.69% | Payment example per $1,000 borrowed: $43.81. |
| up to 36 months | 4.89% | Payment example per $1,000 borrowed: $29.98. |
| up to 48 months | 5.19% | Payment example per $1,000 borrowed: $23.16. |
| up to 60 months | 5.39% | Payment example per $1,000 borrowed: $19.09. |
| up to 72 months | 5.59% | Payment example per $1,000 borrowed: $16.42. |
| up to 84 months | 6.89% | Payment example per $1,000 borrowed: $15.08. |
| up to 96 months | 7.89% | Payment example per $1,000 borrowed: $14.13. |
Sources (1)
- jfcu.org/Rates · captured Oct 4, 2026
New Motorcycle
Up to 125% financing for qualified applicants. Exclusively serving Members of the justice, law enforcement and public safety community and their family.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.69% | Payment example per $1,000 borrowed: $43.81. |
| up to 36 months | 4.89% | Payment example per $1,000 borrowed: $29.98. |
| up to 48 months | 5.19% | Payment example per $1,000 borrowed: $23.16. |
| up to 60 months | 5.39% | Payment example per $1,000 borrowed: $19.09. |
| up to 72 months | 5.59% | Payment example per $1,000 borrowed: $16.42. |
| up to 84 months | 6.89% | Payment example per $1,000 borrowed: $15.08. |
Sources (1)
- jfcu.org/Rates · captured Oct 4, 2026
Used Automobile
Up to 125% financing for qualified applicants. Exclusively serving Members of the justice, law enforcement and public safety community and their family.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.69% | Payment example per $1,000 borrowed: $43.81. |
| up to 36 months | 5.19% | Payment example per $1,000 borrowed: $30.12. |
| up to 48 months | 5.49% | Payment example per $1,000 borrowed: $23.30. |
| up to 60 months | 5.59% | Payment example per $1,000 borrowed: $19.19. |
| up to 72 months | 6.09% | Payment example per $1,000 borrowed: $16.66. |
| up to 84 months | 7.09% | Payment example per $1,000 borrowed: $15.18. |
| up to 96 months | 8.09% | Payment example per $1,000 borrowed: $14.23. |
Sources (1)
- jfcu.org/Rates · captured Oct 4, 2026
Used Motorcycle
Up to 125% financing for qualified applicants. Exclusively serving Members of the justice, law enforcement and public safety community and their family.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.69% | Payment example per $1,000 borrowed: $43.81. |
| up to 36 months | 5.19% | Payment example per $1,000 borrowed: $30.12. |
| up to 48 months | 5.49% | Payment example per $1,000 borrowed: $23.30. |
| up to 60 months | 5.59% | Payment example per $1,000 borrowed: $19.19. |
| up to 72 months | 6.09% | Payment example per $1,000 borrowed: $16.66. |
| up to 84 months | 7.09% | Payment example per $1,000 borrowed: $15.18. |
Sources (1)
- jfcu.org/Rates · captured Oct 4, 2026
Who can join Justice Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.