Credit union · NCUA insured
Metro Community Federal Credit Union Auto Loan Rates
Metro Community Federal Credit Union auto loans start at 5.89% APR for a new vehicle and 6.39% for a used one. Rates checked October 22, 2026.
How Metro Community Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Huntington, WV-KY-OH, where Metro Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Metro Community Federal Credit Union
5.89%APR
- Terms
- up to 72 months
- Discount
- None included
New Auto, Truck & Van
Lowest rate
Peoples Federal Credit Union
4.30%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
2nd-lowest rate
First Priority Federal Credit Union
4.49%APR
- Terms
- up to 60 months
- Discount
- None included
Metro Community Federal Credit Union auto loan score
65
Auto loan score
Higher than 14% of U.S. banks and credit unions
- New vehicleNew5.89%
- Used vehicleUsed6.39%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Metro Community Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto, Truck & Van
Subject to credit approval. Some restrictions may apply. Terms up to 72 months depending on the amount financed.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.89% | APR as low as stated. Subject to credit approval; terms depend on amount financed. |
Sources (2)
All captured Oct 4, 2026
New Motorcycles
Annual Percentage Rate (APR) for terms up to 84 months for members who qualify. Rates may vary based on credit qualifications, term of loan, year of vehicle, equity in vehicle and mileage of vehicle.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.69% | APR as low as stated for terms up to 84 months for members who qualify. Rates may vary based on credit qualifications, term of loan, year of vehicle, equity in vehicle and mileage of vehicle. |
Sources (1)
- metrocommunityfcu.com/Rates/Loan-Rates · captured Oct 4, 2026
Used Auto, Truck & Van
Subject to credit approval. Some restrictions may apply. Terms up to 72 months depending on the amount financed.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.39% | APR as low as stated. Subject to credit approval; terms depend on amount financed. |
Sources (2)
All captured Oct 4, 2026
Used Motorcycles
Annual Percentage Rate (APR) for terms up to 84 months for members who qualify. Rates may vary based on credit qualifications, term of loan, year of vehicle, equity in vehicle and mileage of vehicle.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.99% | APR as low as stated for terms up to 84 months for members who qualify. Rates may vary based on credit qualifications, term of loan, year of vehicle, equity in vehicle and mileage of vehicle. |
Sources (1)
- metrocommunityfcu.com/Rates/Loan-Rates · captured Oct 4, 2026
Who can join Metro Community Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.