Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 16–30 of 41 in West Virginia · median 4.99% APR
- 4.50%APRas low as
Terms
Rates as low as 4.50%. Up to 84 mo. term.
Auto loan score 84 · Carrot Score 66
Rate checked · Auto loans rates on its site
More details - 4.74%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
APR based off a $25,000.00 loan with a $150.00 loan origination fee. Rate as low as.
Auto loan score 89 · Carrot Score 89
Rate checked · Auto loans rates on its site
More details - Alloy Federal Credit UnionAll secured Loans (Autos,Boats, Motorcycles) · up to 60 months
Credit union · 2 branches
4.75%APRas low as · up to 7.49%4.75% APR, up to 7.49%
Terms
Credit score range: 730+ (Platinum) to 600-639 (C). Grades D and E are NA.
Auto loan score 88 · Carrot Score 72
Rate checked · Auto loans rates on its site
More details - 4.75%APRas low as
Terms
(A+) 725+ credit score rating. 2024, 2025, 2026 models (never titled). Rates subject to 0.25% discount for auto payment.
Auto loan score 86
Rate checked · Auto loans rates on its site
More details - 4.75%APRas low as
Terms
Rates may be as low as 4.75%. All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. NADA Loan value preferred but some exceptions can be made with GAP insurance added as an alternative solution. Maximum term to be determined by the credit committee with attention to the age of the vehicle.
Auto loan score 81 · Carrot Score 68
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low as
Terms
95% LTV or less; Up to 72 months
Auto loan score 84 · Carrot Score 71
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low as
Terms
New/Used Auto (2024-NEWER) 61-72 months (up to 110%). Rate as low as stated based on year of vehicle, term, and credit score.
Auto loan score 78 · Carrot Score 76
Rate checked · Auto loans rates on its site
More details - 5.00%APRas low as
Terms
Credit Score above 740; Fixed rate
Auto loan score 78 · Carrot Score 62
Rate checked · Auto loans rates on its site
More details - 5.00%APRas low as · up to 13.00%
5.00% APR, up to 13.00%
Terms
Rates based on Experian Credit Score (A+ 760+ at 5.00% to E 534-450 at 13.00%)
Auto loan score 76 · Carrot Score 70
Rate checked · Auto loans rates on its site
More details - 5.24%APRas low as
Terms
Rates as low as for new autos.
Auto loan score 80 · Carrot Score 81
Rate checked · Auto loans rates on its site
More details - 5.24%APRas low as · up to 8.99%
5.24% APR, up to 8.99%
Auto loan score 74 · Carrot Score 68
Rate checked · Auto loans rates on its site
More details - 5.25%APRas low as
Auto loan score 74 · Carrot Score 62
Rate checked · Auto loans rates on its site
More details - 5.25%APRas low as
Auto loan score 73 · Carrot Score 78
Rate checked · Auto loans rates on its site
More details - West Virginia Federal Credit UnionNew/Used Auto & Harley Davidson 2023 & Newer · up to 62 months
Credit union · 2 branches
5.31%APRas low asTerms
Up to 100% financed. Rate discount of 0.10% available with automatic payment deduction.
Auto loan score 71 · Carrot Score 75
Rate checked · Auto loans rates on its site
More details - First Choice America Community Federal Credit UnionNew Vehicle Financing · up to 60 months
Credit union · 6 branches
5.39%APRas low asTerms
100% financing.
Auto loan score 77 · Carrot Score 76
Rate checked · Auto loans rates on its site
More details
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in West Virginia
41 banks and credit unions · checked Nov 12–13
- Typical
- 4.99%
- Top 10% up to
- 4.30%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- CommunityAmerica Credit UnionCredit union · 1 branch
- WEPCO Federal Credit UnionCredit union · 2 branches