Credit union · NCUA insured
Marion County Schools FCU Auto Loan Rates
Marion County Schools FCU auto loans start at 4.50% APR for a new vehicle and 6.00% for a used one. Rates checked October 22, 2026.
How Marion County Schools FCU’s auto loan rates compare
Compared with banks and credit unions near Fairmont, WV, where Marion County Schools FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Marion County Schools FCU
4.50%APR
- Terms
- up to 84 months
New Car Loans 2023 – current
Marion County Schools FCU auto loan score
85
Auto loan score
Higher than 69% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Marion County Schools FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car Loans 2023 – current
Interest rate, corresponding APR, and term based on credit worthiness, loan to value, vehicle age, and amount financed. Stated for 2023 - current vehicles. Loan origination fee of $125 ($60-$125 depending on loan amount) and $10 loan application fee apply. Attempt to match advertised rates of other dealers, banks, or lenders.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.50% | Rates as low as 4.50%. Up to 84 mo. term. |
Sources (1)
- schoolcu.virtualcu.net/rates · captured Oct 4, 2026
Reconstructed Vehicle Titles
Interest rate, corresponding APR, and term based on credit worthiness, loan to value, vehicle age, and amount financed. Reconstructed vehicle titles; can only finance 80% of JD Power book value. Loan origination fee of $125 ($60-$125 depending on loan amount) and $10 loan application fee apply. Attempt to match advertised rates of other dealers, banks, or lenders.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.50% | Rates as low as 6.50%. Up to 72 mo term. Can only finance 80% of JD Power book value. |
Sources (1)
- schoolcu.virtualcu.net/rates · captured Oct 4, 2026
Used Car Loans 2022 and below
Interest rate, corresponding APR, and term based on credit worthiness, loan to value, vehicle age, and amount financed. Stated for 2022 and below vehicles. Loan origination fee of $125 ($60-$125 depending on loan amount) and $10 loan application fee apply. Attempt to match advertised rates of other dealers, banks, or lenders.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.00% | Rates as low as 6.00%. Up to 84 mo. term. |
Sources (1)
- schoolcu.virtualcu.net/rates · captured Oct 4, 2026
Used Car Loans, OLDER than 10 years
Interest rate, corresponding APR, and term based on credit worthiness, loan to value, vehicle age, and amount financed. Older than 10 years; can only finance 80% of JD Power book value. Loan origination fee of $125 ($60-$125 depending on loan amount) and $10 loan application fee apply. Attempt to match advertised rates of other dealers, banks, or lenders.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.50% | Rates as low as 6.50%. Term 48 mo. Can only finance 80% of JD Power book value. |
Sources (1)
- schoolcu.virtualcu.net/rates · captured Oct 4, 2026
Who can join Marion County Schools FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees, full or part-time, of Marion County Schools or Fairmont State College are eligible for membership.
Family and household
- Immediate family members (mothers, fathers, children, brothers, sisters, grandparents, and grandchildren) of eligible employees are eligible for membership.
Membership information collected October 4, 2026.