Credit union · NCUA insured
Hope Federal Credit Union Auto Loan Rates
Hope Federal Credit Union auto loans start at 5.25% APR for a new vehicle and 5.75% for a used one. Rates checked October 22, 2026.
How Hope Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Clarksburg, WV, where Hope Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Hope Federal Credit Union
5.25%APR
- Terms
- 49–60 months
New Vehicle
Lowest rate
Chessie Federal Credit Union
4.24%APR
- Terms
- 49–60 months
2nd-lowest rate
Harrison County Federal Credit Union
4.25%APR
- Terms
- 60–72 months
Hope Federal Credit Union auto loan score
72
Auto loan score
Higher than 31% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hope Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Powersport Loan
Rates based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.50% | 72 Months term. |
New Trailer Loan
Rates based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.50% | 84 Months term. |
New Vehicle
$50.00 minimum monthly payment on ALL loans. No branded or salvaged titles. All collateral must have a lien placed on the title showing Hope Federal Credit Union listed as lienholder. All vehicles must be insured under a comprehensive insurance policy. Vehicle loan terms determined by value of the collateral. Members are required to purchase a CARFAX History Report from the credit union when financing through an individual seller. APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| 73–84 months | 5.75% | Minimum of $25,000 financed for 73-84 month term. |
| 61–72 months | 5.50% | — |
| 49–60 months | 5.25% | — |
| 37–48 months | 5.00% | — |
| 1–36 months | 4.75% | — |
Sources (3)
All captured Oct 15, 2026
Outdoor Power Equipment Loan
Rates based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Minimum of $5,000 financed required.
| Terms | APR | Conditions |
|---|---|---|
| up to 120 months | 6.50% | 120 Months term. Minimum of $5,000 financed required. |
Share Secured Loan
Rates based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
| Terms | APR | Conditions |
|---|---|---|
| up to 120 months | 3.50% | 120 Months term. |
Used Boat Loan
Rates based on creditworthiness, boat age, and term of loan. Rates are subject to change at any time and are not guaranteed.
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 7.00% | 1-3 Model Years old. 66 Months term. |
Used Powersport Loan
Rates based on creditworthiness, vehicle age, and term of loan. Rates are subject to change at any time and are not guaranteed.
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 6.75% | 1-3 Model Years old. 66 Months term. |
Used Vehicle
$50.00 minimum monthly payment on ALL loans. No branded or salvaged titles. All collateral must have a lien placed on the title showing Hope Federal Credit Union listed as lienholder. All vehicles must be insured under a comprehensive insurance policy. Vehicle loan terms determined by value of the collateral. Members are required to purchase a CARFAX History Report from the credit union when financing through an individual seller. APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.00% | 1-2 Model Years old. Minimum of $25,000 financed for 73-84 month term. |
| up to 72 months | 5.75% | 1-2 Model Years old. |
| up to 72 months | 6.25% | 3-5 Model Years old. |
| up to 60 months | 6.75% | 6-8 Model Years old. |
| up to 48 months | 7.75% | 9-20 Model Years old. Maximum Financed is 80% of NADA/JD Power Retail Value. |
Sources (3)
All captured Oct 15, 2026
Who can join Hope Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Full-time employees of Eastern GT&S (a Berkshire Hathaway Energy Company) are eligible for membership.
- Full-time employees of Hope Gas, Inc. (formerly Dominion Energy WV) are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, or grandchild, including step and adoptive relationships) and household members of current members are eligible for membership.
Membership information collected October 4, 2026.