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Credit union · NCUA insured

WV State Credit Union Auto Loan Rates

WV State Credit Union auto loans start at 5.24% APR for a new vehicle and 5.99% for a used one. Rates checked September 24, 2026.

How WV State Credit Union’s auto loan rates compare

Compared with banks and credit unions near Charleston, WV, where WV State Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    WV State Credit Union

    5.24%APR

    Terms
    up to 60 months
    Up to
    8.99% APR
    Discount
    None included

    New Automotive

  • Lowest rate

    Charleston FCU

    4.25%APR

    Terms
    up to 60 months
    Up to
    —
    Discount
    Included in the rate

    Charleston FCU rates

  • 2nd-lowest rate

    Peoples Federal Credit Union

    4.30%APR

    Terms
    up to 84 months
    Up to
    —
    Discount
    Included in the rate

    Peoples Federal Credit Union rates

Compare auto loan rates near you →

WV State Credit Union auto loan score

73

Auto loan score

Higher than 33% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.24%
  • Used vehicleUsed5.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where WV State Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join WV State Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
← WV State Credit Union overview