Credit union · NCUA insured
Strip Steel Community Federal Credit Union Auto Loan Rates
Strip Steel Community Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 5.00% for a used one. Rates checked October 22, 2026.
How Strip Steel Community Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Weirton, WV-OH, where Strip Steel Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Strip Steel Community Federal Credit Union
4.75%APR
- Terms
- up to 60 months
- Up to
- —
New Vehicle
Lowest rate
YTR Community FCU
4.50%APR
- Terms
- up to 84 months
- Up to
- 13.75% APR
3rd-lowest rate
Hancock School Employees FCU
5.00%APR
- Terms
- 49–60 months
- Up to
- 13.00% APR
Strip Steel Community Federal Credit Union auto loan score
85
Auto loan score
Higher than 69% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Strip Steel Community Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle
Must live, work, or worship in Jefferson, Hancock, or Brooke County. Requires valid driver's license, SSN/recent W2, and $25 minimum deposit for membership. All loans subject to credit approval. Deductibles on comp and collision cannot exceed $500.00. Rates subject to 0.25% discount for auto payment.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.00% | (A+) 725+ credit score rating. 2024, 2025, 2026 models (never titled). Rates subject to 0.25% discount for auto payment. |
| up to 48 months | 4.50% | (A+) 725+ credit score rating. 2024, 2025, 2026 models (never titled). Rates subject to 0.25% discount for auto payment. |
| up to 60 months | 4.75% | (A+) 725+ credit score rating. 2024, 2025, 2026 models (never titled). Rates subject to 0.25% discount for auto payment. |
| up to 72 months | 5.00% | (A+) 725+ credit score rating. 2024, 2025, 2026 models (never titled). Rates subject to 0.25% discount for auto payment. |
| up to 84 months | 5.50% | (A+) 725+ credit score rating. 2024, 2025, 2026 models (never titled). Financing over $30,000.00. Rates subject to 0.25% discount for auto payment. |
Used Vehicles
Must live, work, or worship in Jefferson, Hancock, or Brooke County. Requires valid driver's license, SSN/recent W2, and $25 minimum deposit for membership. All loans subject to credit approval. Deductibles on comp and collision cannot exceed $500.00. Rates subject to 0.25% discount for auto payment.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.75% | (A+) 725+ credit score rating. '23 – '25 models. Rates subject to 0.25% discount for auto payment. |
| up to 60 months | 5.00% | (A+) 725+ credit score rating. '23 – '25 models. Rates subject to 0.25% discount for auto payment. |
| up to 72 months | 5.50% | (A+) 725+ credit score rating. '23 – '25 models. Rates subject to 0.25% discount for auto payment. |
| up to 84 months | 6.25% | (A+) 725+ credit score rating. '23 – '25 models. Financing over $40,000.00. Rates subject to 0.25% discount for auto payment. |
Who can join Strip Steel Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in, and businesses and other legal entities in Jefferson County, Ohio and Brooke and Hancock Counties in West Virginia.
Employers and groups
- Employees of the credit union may be members.
Family and household
- Family members of deceased members may join.
- Families of credit union employees may be members.
- Membership is open to any member of a current member's family, including blood relatives or relatives by marriage.
Other ways
- Past members who have left for one reason or another may rejoin.
Cost to join
- Joining requires making a deposit of $25.00 into your account.
Membership information collected October 4, 2026.