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Compare Bank & Credit Union Rates

Best auto loan rates, new and used

Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.

Vehicle
Institution
Location

Top new-car loan rates

Showing 121–135 of 253 in Texas · median 4.99% APR

  1. Top Carrot, Carrot Score 88
    NAFT Federal Credit UnionAuto Loans · up to 72 months

    Credit union · 3 branches

    4.99%APRas low as
  2. Top Carrot, Carrot Score 88
    Prestige Community CUNew Vehicle Loan (Car / Truck / SUV) · up to 60 months

    Credit union · 2 branches

    4.99%APRas low as · up to 18.00%
  3. Resource One Credit UnionNew and Used Auto Loans · 49–60 months

    Credit union · 8 branches

    4.99%APRas low as
  4. Southwest Heritage Credit UnionNew & Used Autos

    Credit union · 5 branches

    4.99%APRas low as · up to 18.00%
  5. Top Carrot, Carrot Score 87
    Texas DPS Credit UnionAuto Loans

    Credit union · 1 branch

    4.99%APRas low as
  6. Border FCUNew Vehicle Loan · 36–84 months

    Credit union · 5 branches

    4.99%APRas low as · up to 16.50%
  7. Cooperative Teachers Credit UnionNew Auto Loans (4 Years and Newer) · up to 72 months

    Credit union · 2 branches

    4.99%APRas low as
  8. Laredo Federal Credit UnionNew Auto Loans · up to 75 months

    Credit union · 3 branches

    4.99%APRas low as · up to 12.00%
  9. Together Credit UnionNew Auto · up to 63 months

    Credit union · 2 branches

    4.99%APRas low as
  10. West Texas CUNew Auto Loan · up to 72 months

    Credit union · 3 branches

    4.99%APRas low as
  11. McMurrey Federal Credit UnionNew Auto Loans · up to 72 months

    Credit union · 1 branch

    4.99%APRas low as
  12. Top Carrot, Carrot Score 87
    National Police FCUNew Auto · up to 84 months

    Credit union · 1 branch

    4.99%APRas low as
  13. PIE Credit UnionNew Vehicle · up to 84 months

    Credit union · 1 branch

    4.99%APRas low as
  14. Rocket Federal Credit UnionNew Auto · up to 72 months

    Credit union · 1 branch

    4.99%APRas low as
  15. Texas Bridge Credit UnionNew Auto Loan · up to 84 months

    Credit union · 2 branches

    4.99%APRas low as

Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What new auto loans cost in Texas

253 banks and credit unions · checked Oct 30–31

Typical
4.99%
Top 10% up to
4.25%
Credit unions, typical
4.99%

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Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. Barksdale Federal Credit UnionCredit union · 2 branches
  3. Service 1st Credit UnionCredit union · 1 branch
See all ranked institutions

Auto loan rates by state