Credit union · NCUA insured
McMurrey Federal Credit Union Auto Loan Rates
McMurrey Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 16, 2026.
How McMurrey Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Tyler, TX, where McMurrey Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
McMurrey Federal Credit Union
4.99%APR
- Terms
- up to 72 months
- Up to
- —
New Auto Loans
Lowest rate
Tyler City Employees CU
4.40%APR
- Terms
- up to 60 months
- Up to
- 13.40% APR
2nd-lowest rate
East Texas Professional Credit Union
4.74%APR
- Terms
- up to 66 months
- Up to
- —
McMurrey Federal Credit Union auto loan score
78
Auto loan score
Higher than 47% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where McMurrey Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
Subject to credit approval. Considers new car to be current model or last year's model to January 1 of next year; must not have been titled to an individual (program cars and demonstrators can be treated as new with low mileage and remaining warranty). Dealer worksheet (buyers order) and proof of insurance required. Financing: 100% of MSRP + TTL + Gap + Warranty.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.99% | 100% OF COST PLUS TTL |
| up to 60 months | 4.99% | — |
| up to 72 months | 4.99% | — |
Used Auto Loans
Subject to credit approval. Financing: NADA Retail + TTL + Gap + Warranty. Term limits based on age of vehicle. Dealer worksheet required unless buying from an individual. Proof of insurance required.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.99% | Age: 1, 2, 3, 4 Years. 100% RETAIL VALUE NADA BOOK PLUS TTL. |
| up to 60 months | 5.99% | Age: 5 Years. 100% RETAIL VALUE NADA BOOK PLUS TTL. |
| up to 48 months | 5.99% | Age: Over 5 Years. 100% RETAIL VALUE NADA BOOK PLUS TTL. |
Who can join McMurrey Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Retirees and employees of Crown Central Petroleum are eligible for membership.
- Retirees and employees of Delek PipeLine Company who work in Arp, TX are eligible for membership.
- Retirees and employees of Delek Refining, LTD who work in Tyler, TX are eligible for membership.
- Retirees and employees of LaGloria Oil and Gas Company are eligible for membership.
- Retirees and employees of McMurrey Federal Credit Union are eligible for membership.
- Retirees and employees of McMurrey PipeLine Company are eligible for membership.
3 more ways to join
Employers and groups
- Retirees and employees of McMurrey Refining Company are eligible for membership.
- Retirees and employees of Texas Eastern Corporation are eligible for membership.
Family and household
- Immediate family members of qualifying retirees and employees of affiliated sponsor groups are eligible for membership.
Membership information collected October 5, 2026.