Credit union · NCUA insured
Border FCU Auto Loan Rates
Border FCU auto loans start at 4.99% APR for a new vehicle and 5.49% for a used one. Rates checked October 16, 2026.
How Border FCU’s auto loan rates compare
Compared with banks and credit unions near Del Rio, TX, where Border FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Border FCU
4.99%APR
- Terms
- 36–84 months
- Up to
- 16.50% APR
- Discount
- None included
New Vehicle Loan
2nd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
3rd-lowest rate
Soarion Credit Union
5.89%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
Border FCU auto loan score
80
Auto loan score
Higher than 52% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Border FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loan
Model Year: 2026 and 2027. Rate and term dependent on credit rating, collateral value, amount financed, and relationship with BFCU.
| Terms | APR | Conditions |
|---|---|---|
| 36–84 months | 4.99%–16.50% | Model Year: 2026 and 2027 |
Sources (1)
- borderfcu.com/vehicle-and-recreational-vehicle · captured Oct 6, 2026
Used Vehicle Loan
Rate and term dependent on credit rating, collateral value, amount financed, and relationship with BFCU.
| Terms | APR | Conditions |
|---|---|---|
| 36–84 months | 5.49%–16.75% | Model Year: 2023 and Newer |
| 36–72 months | 7.74%–17.50% | Model Year: 2017 - 2022 |
Sources (1)
- borderfcu.com/vehicle-and-recreational-vehicle · captured Oct 6, 2026
Who can join Border FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside, work, worship, or attend school in Crockett, Dimmit, Edwards, Frio, Kinney, LaSalle, Maverick, Real, Sutton, Terrell, Uvalde, Val Verde, or Zavala County are eligible for membership.
Family and household
- Immediate family members of an existing BFCU member are eligible for membership.
Cost to join
- Membership requires opening a share (savings) account with a minimum deposit of $5.00.
Membership information collected October 5, 2026.