Credit union · NCUA insured
PIE Credit Union Auto Loan Rates
PIE Credit Union auto loans start at 4.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 16, 2026.
How PIE Credit Union’s auto loan rates compare
Compared with banks and credit unions near Houston, TX, where PIE Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
PIE Credit Union
4.99%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
New Vehicle
Lowest rate
Lubrizol Employees' Credit Union
3.24%APR
- Terms
- 24–60 months
- Up to
- 14.49% APR
- Discount
- Included in the rate
2nd-lowest rate
CommonCents CU
3.50%APR
- Terms
- —
- Up to
- —
- Discount
- None included
PIE Credit Union auto loan score
78
Auto loan score
Higher than 47% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where PIE Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle
Rates determined by individual credit rating. Maximum financing term is 60 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.99% | New and Used Motorcycles as low as 7.99% APR. Rates determined by individual credit rating. Maximum financing term is 60 months. |
Sources (1)
- piecu.org/loan-rates · captured Oct 16, 2026
New Vehicle
Rates determined by individual credit rating. Pre-approval available with completed loan application and proof of income. Requires buyer's agreement from dealership or vehicle description and serial number if purchasing from an individual.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99% | As low as APR; rates determined by individual credit rating. Maximum financing term is 84 months. |
Used Vehicle
Rates determined by individual credit rating.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.99% | As low as APR; rates determined by individual credit rating. Maximum financing term is 84 months. |
Sources (1)
- piecu.org/loan-rates · captured Oct 16, 2026
Who can join PIE Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.