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Compare Bank & Credit Union Rates

Best auto loan rates, new and used

Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.

Vehicle
Institution
Location

Top new-car loan rates

Showing 46–60 of 63 in Louisiana · median 5.24% APR

  1. Eagle Federal Credit UnionAuto Loans · 37–60 months

    Credit union · 4 branches

    5.74%APRas low as
  2. Formation Credit UnionAuto Loans · up to 60 months

    Credit union · 1 branch

    5.75%APRas low as
  3. La Capitol Federal Credit UnionNew Vehicle Loan · 61–66 months

    Credit union · 15 branches

    5.79%APRas low as
  4. Top Carrot, Carrot Score 97
    Barksdale Federal Credit UnionNew & Newer Used Auto Loan · 49–78 months

    Credit union · 25 branches

    5.89%APRas low as · up to 15.24%
  5. EFCU FinancialAuto Loans · 37–63 months

    Credit union · 8 branches

    5.94%APRas low as · up to 17.20%
  6. Bayou Community Federal Credit UnionNew and Used Auto Loans · up to 60 months

    Credit union · 2 branches

    5.99%APRas low as
  7. Essential Credit UnionNew Autos and Trucks · up to 66 months

    Credit union · 6 branches

    5.99%APRas low as
  8. ANECA Federal Credit UnionNew Auto Loans · up to 60 months

    Credit union · 4 branches

    5.99%APRas low aswith conditions
  9. Southern Teachers & Parents FCUNew & Used Car Loans · up to 84 months

    Credit union · 2 branches

    6.00%APRas low as · up to 14.00%
  10. CSE Federal Credit UnionNew Auto Loans · up to 60 months

    Credit union · 5 branches

    6.10%APRas low as · up to 11.35%
  11. Campus FederalAuto Loans · up to 60 months

    Credit union · 8 branches

    6.24%APRas low aswith conditions
  12. Neighbors Federal Credit UnionNew Auto Loans · up to 60 months

    Credit union · 12 branches

    6.24%APRas low aswith conditions
  13. CenLA Federal Credit UnionNew & Used Auto Loans · up to 84 months

    Credit union · 2 branches

    6.25%APRas low as
  14. Centric Federal Credit UnionAuto Loans · 49–60 months

    Credit union · 9 branches

    6.50%APRas low aswith conditions
  15. Southwest Louisiana CUAuto Loans · up to 84 months

    Credit union · 6 branches

    6.85%APRas low as

Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What new auto loans cost in Louisiana

63 banks and credit unions · checked Nov 5–6

Typical
5.24%
Top 10% up to
4.49%
Credit unions, typical
5.24%

How does your bank’s rate compare?

Find your bank or credit union to see all its rates and how they compare near you.

Louisiana

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Barksdale Federal Credit UnionCredit union · 25 branches
  2. Willis Knighton Federal Credit UnionCredit union · 1 branch
See all ranked institutions