Credit union · NCUA insured
Bayou Community Federal Credit Union Auto Loan Rates
Bayou Community Federal Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked November 6, 2026.
How Bayou Community Federal Credit Union’s auto loan rates compare
New vehicle, lowest advertised APR. The lowest rate among banks and credit unions with branches in each area.
This credit union’s lowest
Bayou Community Federal Credit Union
5.99%APR
- Terms
- up to 60 months
New and Used Auto Loans
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Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Auto Loans
Borrower must secure loan by assigning credit union as 1st lien holder on vehicle title. New vehicle is current year and one-year-old; over one year old is used. Up to 100% financing available for qualified buyers/borrowers. No pre-payment penalties. Maximum loan term is 6 years with approved credit. Rate based on creditworthiness and term of loan. All rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.75% | Lowest Interest Rate for max term 36 months. Rate based on creditworthiness and term of loan. |
| up to 48 months | 5.89% | Lowest Interest Rate for max term 48 months. Rate based on creditworthiness and term of loan. |
| up to 60 months | 5.99% | Lowest Interest Rate for max term 60 months. Rate based on creditworthiness and term of loan. |
| up to 72 months | 6.09% | Lowest Interest Rate for max term 72 months. Rate based on creditworthiness and term of loan. |
| up to 84 months | 6.63% | Lowest Interest Rate for max term 84 months. Rate based on creditworthiness and term of loan. |
Bayou Community Federal Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Who can join Bayou Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who works, worships, lives in, or conducts business in Iberville Parish (East side of the Mississippi River) is eligible for membership.
Family and household
- Family members of eligible members, including spouse, father, mother, sister, brother, child, and grandchild, are eligible for membership.
Membership information collected October 5, 2026.