Credit union · NCUA insured
Eagle Federal Credit Union Auto Loan Rates
Eagle Federal Credit Union auto loans start at 5.74% APR for a new vehicle and 5.74% for a used one. Rates checked October 16, 2026.
How Eagle Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Eagle Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Eagle Federal Credit Union
5.74%APR
- Terms
- 37–60 months
Auto Loans
Lowest rate
Formation Credit Union
3.15%APR
- Terms
- up to 72 months
2nd-lowest rate
Baton Rouge City Parish Employees FCU
3.99%APR
- Terms
- up to 84 months
Eagle Federal Credit Union auto loan score
69
Auto loan score
Higher than 25% of U.S. banks and credit unions
- New vehicleNew5.74%
- Used vehicleUsed5.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Eagle Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates adjusted based on individual credit profiles. Financing options up to 120% of vehicle's value. Simple interest loans with no prepayment penalties. Financing available for new or used vehicles. Optional 90 Days No Pay promotion valid until December 31, 2026 for new money (interest accrues during deferral). Repayment terms up to 8 years.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.49% | Rate is 'as low as' based on creditworthiness. Rate applies to new or used vehicles. |
| 37–60 months | 5.74% | Rate is 'as low as' based on creditworthiness. Rate applies to new or used vehicles. |
| 61–78 months | 6.14% | Rate is 'as low as' based on creditworthiness. Rate applies to new or used vehicles. |
| 79–84 months | 6.29% | Rate is 'as low as' based on creditworthiness. Rate applies to new or used vehicles. |
Sources (2)
All captured Oct 16, 2026
Who can join Eagle Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school within a defined area in specified Louisiana parishes is eligible for membership.
Employers and groups
- Employees and immediate family members of partner employer groups are eligible for membership.
Family and household
- Individuals who are members of an immediate family or household of a credit union member are eligible for membership.
Other ways
- Members of eligible partner associations and their immediate family members qualify for membership.
Membership information collected October 5, 2026.