Credit union · NCUA insured
Southwest Louisiana CU Auto Loan Rates
Southwest Louisiana CU auto loans start at 6.85% APR for a new vehicle and 13.75% for a used one. Rates checked October 16, 2026.
How Southwest Louisiana CU’s auto loan rates compare
Compared with banks and credit unions near Lake Charles, LA, where Southwest Louisiana CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Southwest Louisiana CU
6.85%APR
- Terms
- up to 84 months
- Discount
- None included
Auto Loans
Lowest rate
Calcasieu Teachers & Employees Credit Union
4.95%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Northrop Grumman Federal Credit Union
4.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Southwest Louisiana CU auto loan score
61
Auto loan score
Higher than 4% of U.S. banks and credit unions
- New vehicleNew6.85%
- Used vehicleUsed13.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Southwest Louisiana CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Available for new and used autos. Up to 125% financing of retail (including tax, title & license) on all used vehicles. Terms up to 84 months for new vehicles. Rates based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.85% | Repayment example: $18.61 per $1,000.00 borrowed at 6.85% APR for 84 months. Credit criteria may apply. Terms up to 84 months for new vehicles. |
| up to 72 months | 13.75% | Repayment example: $20.49 per $1,000.00 borrowed at 13.75% APR for 72 months. Credit criteria may apply. |
Sources (1)
- swlacu.com/auto-loans · captured Oct 7, 2026
Who can join Southwest Louisiana CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, or worship in Calcasieu, Cameron, Beauregard, or Evangeline Parish.
Employers and groups
- Eligibility is open to employees (or family members of employees) of one of the credit union's Select Employee Groups (SEGs).
Military, government and schools
- Eligibility is open to students at McNeese State University.
Family and household
- Eligibility is open to family members of an existing member, including spouse, child, sibling, parent, grandparent, grandchild, step-parent, step-child, step-sibling, and adoptive relationships.
Other ways
- Eligibility is open to individuals who make a one-time donation to the McNeese Foundation supporting the McNeese Athletic Foundation (MAF).
Cost to join
- Opening a share savings account requires a $25 deposit to start.
Membership information collected October 5, 2026.