Credit union · NCUA insured
Neighbors Federal Credit Union Auto Loan Rates
Neighbors Federal Credit Union auto loans start at 6.24% APR for a new vehicle and 6.24% for a used one. Rates checked October 16, 2026.
How Neighbors Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Neighbors Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Neighbors Federal Credit Union
6.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New Auto Loans
Lowest rate
Formation Credit Union
3.15%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
Baton Rouge City Parish Employees FCU
3.99%APR
- Terms
- up to 84 months
- Discount
- None included
Neighbors Federal Credit Union auto loan score
63
Auto loan score
Higher than 10% of U.S. banks and credit unions
- New vehicleNew6.24%
- Used vehicleUsed6.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Neighbors Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
ATV / Motorcycle / Jet Ski Loans
Rates are based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. Additional loan rates and terms may be available. Up to 100% financing. Serving South Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.70% | Rates are based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. Up to 100% financing. |
| up to 48 months | 6.95% | Rates are based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. Up to 100% financing. |
| up to 60 months | 7.05% | Rates are based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. Up to 100% financing. |
| up to 66 months | 7.19% | Rates are based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. Up to 100% financing. |
| up to 72 months | 7.70% | Rates are based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. Up to 100% financing. |
| up to 78 months | 7.95% | Rates are based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. Up to 100% financing. |
Sources (2)
All captured Oct 16, 2026
Auto Loan Refinance
Serving South Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana. Repayment terms up to 84 months. 72-month and 78-month terms only available for vehicles over $15,000; 84-month term only available for vehicles over $35,000. Rate is as low as 6.04% APR minus 0.50% when you refinance your loan from another financial institution.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.04% | As low as 6.04% APR minus 0.50% when you refinance your loan from another financial institution. Repayment terms up to 84 months. 72-month and 78-month terms only available for vehicles over $15,000; 84-month term only available for vehicles over $35,000. |
Sources (2)
- neighborsfcu.org/borrow/vehicl…oans/auto-loan-refinance
- neighborsfcu.org/borrow/vehicl…ns/compare-vehicle-loans
All captured Oct 16, 2026
New Auto Loans
Serving South Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana. Up to 100% financing. Stated rates reflect a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 6.04% | Based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. |
| up to 36 months | 6.04% | Based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. |
| up to 48 months | 6.19% | Based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. |
| up to 60 months | 6.24% | Based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. |
| up to 66 months | 6.39% | Based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. |
| up to 72 months | 6.44% | Only available for vehicles over $15,000. Based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. |
| up to 78 months | 6.63% | Only available for vehicles over $15,000. Based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. |
| up to 84 months | 6.69% | Only available for vehicles over $35,000. Based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. |
Sources (2)
All captured Oct 16, 2026
Used Auto Loans
Used auto rates apply to vehicles up to seven model years old. Serving South Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana. Up to 100% financing. Stated rates reflect a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 6.04% | Applies to vehicles up to seven model years old. Based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. |
| up to 36 months | 6.04% | Applies to vehicles up to seven model years old. Based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. |
| up to 48 months | 6.19% | Applies to vehicles up to seven model years old. Based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. |
| up to 60 months | 6.24% | Applies to vehicles up to seven model years old. Based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. |
| up to 66 months | 6.39% | Applies to vehicles up to seven model years old. Based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. |
| up to 72 months | 6.44% | Applies to vehicles up to seven model years old. Only available for vehicles over $15,000. Based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. |
| up to 78 months | 6.63% | Applies to vehicles up to seven model years old. Only available for vehicles over $15,000. Based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. |
| up to 84 months | 6.69% | Applies to vehicles up to seven model years old. Only available for vehicles over $35,000. Based on a 0.25% protection package discount requiring subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation, or opening a new Neighbors checking account. |
Sources (2)
All captured Oct 16, 2026
Who can join Neighbors Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.