Credit union · NCUA insured
Barksdale Federal Credit Union Auto Loan Rates
Top CarrotBarksdale Federal Credit Union auto loans start at 5.89% APR for a new vehicle and 6.59% for a used one. Rates checked October 16, 2026.
How Barksdale Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Shreveport, LA, where Barksdale Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Barksdale Federal Credit Union
5.89%APR
- Terms
- 49–78 months
- Up to
- 15.24% APR
New & Newer Used Auto Loan
Lowest rate
Willis Knighton Federal Credit Union
4.69%APR
- Terms
- up to 84 months
- Up to
- 15.50% APR
2nd-lowest rate
Louisiana Catholic Federal Credit Union
5.00%APR
- Terms
- up to 72 months
- Up to
- 17.15% APR
Barksdale Federal Credit Union auto loan score
65
Auto loan score
Higher than 13% of U.S. banks and credit unions
- New vehicleNew5.89%
- Used vehicleUsed6.59%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Barksdale Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Refi
Vehicles already financed at Barksdale Federal Credit Union do not qualify for refinancing. Rates, terms, and approval are subject to creditworthiness, income, collateral value, and other underwriting criteria.
| Terms | APR | Conditions |
|---|---|---|
| up to 78 months | 5.89%–17.15% | Rates as low as 5.89% APR for up to 78 months. Rates currently range from 5.89% to 17.15% APR, depending on credit qualifications and loan terms. Loan example on a $20,000 loan at 5.89%, you would make 78 monthly payments of $309.99. |
Sources (1)
- bfcu.org/home/promotions/autoloanrefi · captured Oct 5, 2026
New & Newer Used Auto Loan
New – 2023 Models and newer. Your rate and the financing terms for which you qualify will be determined by your credit-worthiness.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.54%–13.99% | Up to 48 Months. Loan example on a $20,000 loan at 5.54%, you would make 48 monthly payments of $466.54. |
| 49–78 months | 5.89%–15.24% | 49 to 78 Months. On a $20,000 loan at 5.89%, you would make 78 monthly payment of $309.99. |
Sources (1)
- bfcu.org/home/personal-banking/loans/consumerloanrates · captured Oct 5, 2026
Repossessed Vehicles Auto Loans
All vehicles are sold 'as is.' Any repossessed vehicles sold for other credit unions will not qualify for this special finance rate. Rates are not based on credit score; same rate for all approved repo auto loans. Loan approval and terms are based on credit qualifications.
| Terms | APR | Conditions |
|---|---|---|
| up to 78 months | 3.69% | Applicable to vehicle model years 2019 & Newer. Loan example: on $27,000 at 3.69% APR for 78 months, monthly payment of $389.85. |
| up to 60 months | 4.90% | Applicable to vehicle model years 2018 & Older. Table states Up to 60 Months; loan example mentions 66 months at 4.9% APR for $19,000 with monthly payment of $328.99. |
Sources (1)
- bfcu.org/home/personal-banking/loans/auto-boat-rv-loans · captured Oct 5, 2026
Used Auto Loan
Used – 2016 - 2022 Models. Your rate and the financing terms for which you qualify will be determined by your credit-worthiness.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.59%–16.55% | Up to 72 Months. |
Sources (1)
- bfcu.org/home/personal-banking/loans/consumerloanrates · captured Oct 5, 2026
Who can join Barksdale Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, attend school, or own a business in specified parishes and counties throughout Louisiana, Arkansas, Mississippi, and Texas.
Employers and groups
- Eligibility is open to full-time or part-time employees of one of over 1,000 Select Employee Groups.
Military, government and schools
- Eligibility is open to active military or civilian employees at Barksdale Air Force Base.
- Eligibility is open to active military or civilian employees at Fort Johnson Army Post.
- Eligibility is open to honorably discharged or retired veterans who served in any branch of the United States Armed Services.
Family and household
- Eligibility is open to members of the immediate family or household of a current Barksdale Federal member or any person eligible for membership.
1 more way to join
Other ways
- Eligibility is available by qualifying through the Financial Fitness Association.
Membership information collected October 5, 2026.