Compare Bank & Credit Union Rates
Best auto loan rates in Canton, OH
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–15 of 16 in Stark County, OH · median 5.46% APR
- C1CU - Community One Credit UnionNew & Used Vehicle Loans · up to 84 months
Credit union · 2 branches
4.25%APRas low asTerms
Rates as low as 4.25% APR. Actual rate and payment may be different as determined by your collateral, term, loan amount and credit qualifications. Terms up to 84 months.
Auto loan score 92
Rate checked · Auto loans rates on its site
Rates and branches - 4.25%APRas low as
Terms
Up to 72 Months. Rates based on credit score and term.
Auto loan score 89 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - First Ohio Community Federal Credit UnionNew and Used Auto Loans · up to 76 months
Credit union · 1 branch
4.45%APRas low asTerms
Rate stated as APR as low as.
Auto loan score 91 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low as
Terms
Vehicle model year 2020 and newer. As low as APR.
Auto loan score 87 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
For vehicle year 2020 and newer. Rate reflects an additional .25% rate reduction with payments automatically deducted from your Stark FCU checking or savings account.
Auto loan score 79 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Terms
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Auto loan score 82 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Auto loan score 82 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 5.34%APRas low as · up to 20.69%with conditions
5.34% APR, up to 20.69%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Available to well-qualified applicants. Includes a 0.25% discount for automated payment from a PNC checking account set up at loan closing; rate increases 0.25% if automated payment is discontinued. Available for 2018-2027 model year non-commercial vehicles with up to 80,000 miles (up to 100,000 miles based on credit qualifications).
Auto loan score 71 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.57%APRas low as
Terms
Model Year: 2024 and Newer
Auto loan score 71 · Carrot Score 99
Rate checked · Auto loans rates on its site
Rates and branches - 5.76%APRas low as
Terms
Model Year: 2025 - 2027. Rate as low as 5.49%, APR as low as 5.76%. Payment $619.99 for 66 months based on $35,000 amount financed, 750 credit score, 75% LTV, 50,000 miles, and $250 processing fee.
Auto loan score 68 · Carrot Score 70
Rate checked · Auto loans rates on its site
Rates and branches - 5.83%APRas low as
Auto loan score 68 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 6.64%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Credit score 751 and higher. Example based on $20,000 loan amount for 2026 or newer vehicle. $250 origination fee. APR based on automatic payments with Main Street Bank checking account.
Auto loan score 63 · Carrot Score 61
Rate checked · Auto loans rates on its site
Rates and branches - 6.73%APRas low as
Terms
New vehicles. Up to 66 months term. Rates shown are for applicants with credit scores of 750 or higher. Example APR based on a $20,000 purchase price ($20,283 loan amount financed including $250 loan documentation fee and $33 additional non-APR fees: $18 title registration fee and $15 VSI insurance fee).
Auto loan score 62 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 7.42%APRas low as
Terms
Based on a 6-year fixed rate loan of $10,000 and a credit score of 700. Rates may vary depending on Credit Score and Loan-To-Value. Minimum loan amount of $3,000. Proof of insurance required at closing. 0.25% rate reduction with Auto Pay.
Auto loan score 61 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Stark County, OH
16 banks and credit unions · checked Oct 16–22
- Typical
- 5.46%
- Top 10% up to
- 4.35%
- Banks, typical
- 6.64%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Canton, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 1 branch
- Christian Family Credit UnionCredit union · 1 branch
- CSE Federal Credit UnionCredit union · 4 branches