Compare Bank & Credit Union Rates
Best auto loan rates in Chillicothe, OH
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–5 of 5 in Chillicothe, OH · median 4.54% APR
- 4.19%APRas low as · up to 16.99%
4.19% APR, up to 16.99%
Terms
Model year 2025-2026; Loan rates based on individual credit score.
Auto loan score 93 · Carrot Score 99
Rate checked · Auto loans rates on its site
Rates and branches - 4.25%APRas low as
Terms
Two years or newer. Flexible terms up to 84 months also available.
Auto loan score 92 · Carrot Score 97
Rate checked · Auto loans rates on its site
Rates and branches - 4.54%APRas low as · up to 14.06%
4.54% APR, up to 14.06%
Terms
Model year 2025 - Newer. VIP Rates: 4.49% - 13.99%. VIP APR: 4.54% - 14.06%. Dealer APR: 6.55% - 17.36%.
Auto loan score 89 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.57%APRas low as
Auto loan score 89 · Carrot Score 93
Rate checked · Auto loans rates on its site
Rates and branches - 5.34%APRas low as · up to 20.69%with conditions
5.34% APR, up to 20.69%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Available to well-qualified applicants. Includes a 0.25% discount for automated payment from a PNC checking account set up at loan closing; rate increases 0.25% if automated payment is discontinued. Available for 2018-2027 model year non-commercial vehicles with up to 80,000 miles (up to 100,000 miles based on credit qualifications).
Auto loan score 71 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Chillicothe, OH
5 banks and credit unions · checked Oct 16–22
- Typical
- 4.54%
- Top 10% up to
- 4.21%
- Banks, typical
- 5.34%
- Credit unions, typical
- 4.40%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Chillicothe, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Homeland Credit UnionCredit union · 2 branches
- Chivaho Federal Credit UnionCredit union · 1 branch
- Atomic Credit UnionCredit union · 2 branches