Compare Bank & Credit Union Rates
Best auto loan rates in Akron, OH
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–10 of 10 in Akron, OH · median 5.12% APR
- 3.99%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Loan payment example: $20,000 for 60 months at 3.99% APR = $368.85/mo. payment. All loans subject to normal credit approval terms and risk analysis. Rates apply to new money only.
Auto loan score 94 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - FirstEnergy Family Credit UnionNew and Used Vehicles (up to 1 ton capacity) · up to 60 months
Credit union · 1 branch
4.50%APRas low asTerms
1-5 years old. Up to 100% financing for New or 100% of NADA Avg. Retail for Used.
Auto loan score 89 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
APRs include a 0.25 percentage-point rate reduction for GenFed checking with direct deposit and a 0.50 percentage-point rate reduction for LTV below 90% (reductions can be combined). Actual APR may be higher. Financing up to 84 months on new and 72 months on used cars; maximum vehicle loan amount $250,000. Optional 90-day payment delay (interest accrues). Prepayment penalty reimbursement up to $100 when refinancing.
Auto loan score 83 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model Year: 2026/2025/2024/2023. Includes 1/4% rate discount for selecting an automated loan repayment option.
Auto loan score 62 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Rates starting as low as 4.99% APR. Financing available for up to 84 months. Requires current, previous, or forthcoming year models with 7,500 miles or less and never titled.
Auto loan score 78 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Rates effective as of October 1, 2026. APR applies to loans on 2025 or newer autos only with 5000 miles or less financing $10,000.00 & under. Loans over $10,000.00 require a prepaid finance charge which will affect the final APR.
Auto loan score 72 · Carrot Score 72
Rate checked · Auto loans rates on its site
Rates and branches - 5.34%APRas low as · up to 20.69%with conditions
5.34% APR, up to 20.69%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Available to well-qualified applicants. Includes a 0.25% discount for automated payment from a PNC checking account set up at loan closing; rate increases 0.25% if automated payment is discontinued. Available for 2018-2027 model year non-commercial vehicles with up to 80,000 miles (up to 100,000 miles based on credit qualifications).
Auto loan score 71 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
New Vehicle - 2025 & 2026. Actual rate may vary depending on credit history, loan term, and equity in vehicle.
Auto loan score 70 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 5.57%APRas low as
Terms
Model Year: 2024 and Newer
Auto loan score 71 · Carrot Score 99
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Akron, OH
10 banks and credit unions · checked Sep 26–Oct 22
- Typical
- 5.12%
- Top 10% up to
- 4.45%
- Banks, typical
- 5.79%
- Credit unions, typical
- 4.86%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Akron, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 3 branches
- Flagstar BankBank · 4 branches
- FirstEnergy Family Credit UnionCredit union · 1 branch