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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in San Luis Obispo, CA metro

Showing 1–12 of 12 scored for CDs

  1. Golden 1 Credit Union3–8 mo 4.10% · 9–15 mo 4.30% · 16–30 mo 4.20% · 31–60 mo 3.55%

    Credit union · 3 branches

    93CD score#1 in San Luis Obispo, CA metro
  2. UMB Bank3–8 mo 3.85% · 9–15 mo 4.25% · 16–30 mo 0.15% · 31–60 mo 0.25%

    Bank · 2 branches

    84CD score#2 in San Luis Obispo, CA metro
  3. Educational Employees Credit Union3–8 mo 3.15% · 9–15 mo 4.00% · 16–30 mo 3.61% · 31–60 mo 3.66%

    Credit union · 1 branch

    84CD score#3 in San Luis Obispo, CA metro
  4. SESLOC Credit Union3–8 mo 3.30% · 9–15 mo 3.56% · 16–30 mo 3.92% · 31–60 mo 3.56%

    Credit union · 5 branches

    83CD score#4 in San Luis Obispo, CA metro
  5. Murphy Bank3–8 mo 3.90% · 9–15 mo 3.95% · 16–30 mo 3.45% · 31–60 mo —

    Bank · 1 branch

    82CD score#5 in San Luis Obispo, CA metro
  6. Wells Fargo3–8 mo 3.84% · 9–15 mo 3.99% · 16–30 mo 1.75% · 31–60 mo 1.01%

    Bank · 5 branches

    81CD score#6 in San Luis Obispo, CA metro
  7. Bank of America3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 1.75% · 31–60 mo 0.11%

    Bank · 3 branches

    74CD score#7 in San Luis Obispo, CA metro
  8. SLO Credit Union3–8 mo 3.45% · 9–15 mo 3.03% · 16–30 mo 2.83% · 31–60 mo 2.32%

    Credit union · 1 branch

    68CD score#8 in San Luis Obispo, CA metro
  9. CoastHills Credit Union3–8 mo 3.35% · 9–15 mo 3.49% · 16–30 mo 1.16% · 31–60 mo 1.92%

    Credit union · 5 branches

    68CD score#9 in San Luis Obispo, CA metro
  10. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 4 branches

    65CD score#10 in San Luis Obispo, CA metro
  11. Columbia Bank3–8 mo 3.40% · 9–15 mo 2.50% · 16–30 mo 0.10% · 31–60 mo 0.10%

    Bank · 8 branches

    65CD score#11 in San Luis Obispo, CA metro
  12. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 6 branches

    60CD score#12 in San Luis Obispo, CA metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 7 of the 19 institutions with a branch in San Luis Obispo, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.