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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in San Jose, CA metro

Showing 1–24 of 24 scored for Credit cards

  1. Star One Credit UnionPurchase 8.75%

    Credit union · 6 branches

    89Credit card score#1 in San Jose, CA metro
  2. F3 Credit UnionPurchase 8.99%

    Credit union · 2 branches

    88Credit card score#2 in San Jose, CA metro
  3. SRI Federal Credit UnionPurchase 9.90%

    Credit union · 1 branch

    84Credit card score#3 in San Jose, CA metro
  4. Mission City Federal Credit UnionPurchase 10.24%

    Credit union · 1 branch

    81Credit card score#4 in San Jose, CA metro
  5. Patelco Credit UnionPurchase 10.25%

    Credit union · 5 branches

    81Credit card score#5 in San Jose, CA metro
  6. First Tech Federal Credit UnionPurchase 10.74%

    Credit union · 3 branches

    80Credit card score#6 in San Jose, CA metro
  7. Technology Credit UnionPurchase 11.65%

    Credit union · 7 branches

    75Credit card score#7 in San Jose, CA metro
  8. Fremont BankPurchase 9.99%

    Bank · 2 branches

    73Credit card score#8 in San Jose, CA metro
  9. Monterey Credit UnionPurchase 11.99%

    Credit union · 1 branch

    72Credit card score#9 in San Jose, CA metro
  10. Stanford Federal Credit UnionPurchase 12.49%

    Credit union · 5 branches

    70Credit card score#10 in San Jose, CA metro
  11. KeyPoint Credit UnionPurchase 13.49%

    Credit union · 5 branches

    66Credit card score#11 in San Jose, CA metro
  12. Self-Help Federal Credit UnionPurchase 13.50%

    Credit union · 1 branch

    65Credit card score#12 in San Jose, CA metro
  13. Zions BankPurchase 13.50%

    Bank · 3 branches

    65Credit card score#12 in San Jose, CA metro
  14. CommonWealth Central Credit UnionPurchase 13.65%

    Credit union · 4 branches

    65Credit card score#14 in San Jose, CA metro
  15. First Citizens BankPurchase 13.74%

    Bank · 3 branches

    65Credit card score#15 in San Jose, CA metro
  16. PremierOne Credit UnionPurchase 14.00%

    Credit union · 5 branches

    63Credit card score#16 in San Jose, CA metro
  17. Mirastar Federal Credit UnionPurchase 14.74%

    Credit union · 7 branches

    62Credit card score#17 in San Jose, CA metro
  18. OE Federal Credit UnionPurchase 15.48%

    Credit union · 2 branches

    62Credit card score#18 in San Jose, CA metro
  19. WaFd BankPurchase 16.74%

    Bank · 2 branches

    61Credit card score#19 in San Jose, CA metro
  20. Wells FargoPurchase 17.74%

    Bank · 47 branches

    60Credit card score#20 in San Jose, CA metro
  21. ChasePurchase 18.49%

    Bank · 50 branches

    60Credit card score#21 in San Jose, CA metro
  22. City National BankPurchase 18.75%

    Bank · 3 branches

    60Credit card score#22 in San Jose, CA metro
  23. CitiPurchase 18.99%

    Bank · 22 branches

    60Credit card score#23 in San Jose, CA metro
  24. BMOPurchase 19.49%

    Bank · 23 branches

    60Credit card score#24 in San Jose, CA metro

Ranked by Credit card score: how each institution’s credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 37 of the 61 institutions with a branch in San Jose, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.