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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in San Jose, CA metro

Showing 26–37 of 37 scored for CDs

  1. Open Bank3–8 mo 3.50% · 9–15 mo 3.75% · 16–30 mo 3.00% · 31–60 mo —

    Bank · 1 branch

    73CD score#26 in San Jose, CA metro
  2. First Tech Federal Credit Union3–8 mo 3.25% · 9–15 mo 3.50% · 16–30 mo 3.15% · 31–60 mo 3.25%

    Credit union · 3 branches

    72CD score#27 in San Jose, CA metro
  3. CEFCU3–8 mo 2.70% · 9–15 mo 2.80% · 16–30 mo 3.10% · 31–60 mo 3.25%

    Credit union · 6 branches

    70CD score#28 in San Jose, CA metro
  4. Zions Bank3–8 mo 3.05% · 9–15 mo 3.05% · 16–30 mo 3.05% · 31–60 mo 3.05%

    Bank · 3 branches

    70CD score#29 in San Jose, CA metro
  5. Fremont Bank3–8 mo 3.25% · 9–15 mo 3.30% · 16–30 mo 1.25% · 31–60 mo 1.25%

    Bank · 2 branches

    67CD score#30 in San Jose, CA metro
  6. BMO3–8 mo — · 9–15 mo 2.50% · 16–30 mo 2.75% · 31–60 mo 3.00%

    Bank · 23 branches

    66CD score#31 in San Jose, CA metro
  7. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 29 branches

    65CD score#32 in San Jose, CA metro
  8. CTBC Bank3–8 mo 3.30% · 9–15 mo 3.00% · 16–30 mo 0.50% · 31–60 mo —

    Bank · 2 branches

    65CD score#33 in San Jose, CA metro
  9. Columbia Bank3–8 mo 3.40% · 9–15 mo 2.50% · 16–30 mo 0.10% · 31–60 mo 0.10%

    Bank · 1 branch

    65CD score#34 in San Jose, CA metro
  10. Monterey Credit Union3–8 mo 0.83% · 9–15 mo 3.50% · 16–30 mo 0.78% · 31–60 mo —

    Credit union · 1 branch

    64CD score#35 in San Jose, CA metro
  11. Metropolitan Bank3–8 mo 0.20% · 9–15 mo 0.30% · 16–30 mo 0.30% · 31–60 mo 0.50%

    Bank · 1 branch

    60CD score#36 in San Jose, CA metro
  12. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 50 branches

    60CD score#37 in San Jose, CA metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 24 of the 61 institutions with a branch in San Jose, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.