Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Houston, TX metro
Showing 26–50 of 93 scored for CDs
- Essential Credit Union3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 3.70% · 31–60 mo 3.95%
Credit union · 1 branch
86CD score#26 in Houston, TX metro - Together Credit Union3–8 mo 3.50% · 9–15 mo 4.50% · 16–30 mo 3.25% · 31–60 mo 3.25%
Credit union · 1 branch
86CD score#27 in Houston, TX metro - Energy One Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.10% · 16–30 mo 3.25% · 31–60 mo —
Credit union · 2 branches
86CD score#28 in Houston, TX metro - BRAZOS VALLEY SCHOOLS CREDIT UNION3–8 mo 3.50% · 9–15 mo 4.00% · 16–30 mo 3.85% · 31–60 mo 3.75%
Credit union · 10 branches
85CD score#29 in Houston, TX metro - Advancial Federal Credit Union3–8 mo 2.68% · 9–15 mo 2.96% · 16–30 mo 3.68% · 31–60 mo 4.66%
Credit union · 4 branches
85CD score#30 in Houston, TX metro - Members Choice Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 3.51% · 31–60 mo 3.00%
Credit union · 8 branches
85CD score#31 in Houston, TX metro - DuGood Federal Credit Union3–8 mo 3.76% · 9–15 mo 4.07% · 16–30 mo 3.45% · 31–60 mo 3.45%
Credit union · 1 branch
85CD score#32 in Houston, TX metro - Texas Bay Credit Union3–8 mo 3.65% · 9–15 mo 3.70% · 16–30 mo 3.80% · 31–60 mo 3.85%
Credit union · 9 branches
85CD score#33 in Houston, TX metro - Openland Credit Union3–8 mo 3.50% · 9–15 mo 3.75% · 16–30 mo 3.75% · 31–60 mo 3.90%
Credit union · 11 branches
84CD score#34 in Houston, TX metro - 84CD score#35 in Houston, TX metro
- 84CD score#36 in Houston, TX metro
- 84CD score#37 in Houston, TX metro
- 84CD score#38 in Houston, TX metro
- Beacon Federal Credit Union3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 3.75% · 31–60 mo 3.50%
Credit union · 4 branches
84CD score#39 in Houston, TX metro - 84CD score#40 in Houston, TX metro
- 83CD score#41 in Houston, TX metro
- 82CD score#42 in Houston, TX metro
- Harris County Federal Credit Union3–8 mo — · 9–15 mo 3.61% · 16–30 mo 3.71% · 31–60 mo 3.82%
Credit union · 1 branch
82CD score#43 in Houston, TX metro - Woodforest National Bank3–8 mo 3.50% · 9–15 mo 4.25% · 16–30 mo 2.25% · 31–60 mo 1.40%
Bank · 111 branches
81CD score#44 in Houston, TX metro - Nizari Credit Union3–8 mo 4.15% · 9–15 mo 3.56% · 16–30 mo 2.89% · 31–60 mo 2.94%
Credit union · 2 branches
81CD score#45 in Houston, TX metro - Wellby Financial3–8 mo 3.00% · 9–15 mo 3.50% · 16–30 mo 3.75% · 31–60 mo 3.50%
Credit union · 22 branches
81CD score#46 in Houston, TX metro - Smart Financial Credit Union3–8 mo 2.50% · 9–15 mo 3.50% · 16–30 mo 3.60% · 31–60 mo 3.75%
Credit union · 12 branches
81CD score#47 in Houston, TX metro - 81CD score#47 in Houston, TX metro
- 80CD score#49 in Houston, TX metro
- First Service Credit Union3–8 mo 3.55% · 9–15 mo 3.60% · 16–30 mo 3.55% · 31–60 mo 3.55%
Credit union · 13 branches
80CD score#50 in Houston, TX metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 111 of the 204 institutions with a branch in Houston, TX metro have too few rates published or captured to score. Rankings are a preview, not awards.