Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Buffalo, NY metro
Showing 1–25 of 41 scored for CDs
- SJP Federal Credit Union3–8 mo 4.40% · 9–15 mo 4.40% · 16–30 mo 4.40% · 31–60 mo 4.40%
Credit union · 1 branch
98CD score#1 in Buffalo, NY metro - Ontario Shores FCU3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.25%
Credit union · 4 branches
95CD score#2 in Buffalo, NY metro - The Summit Federal Credit Union3–8 mo 4.25% · 9–15 mo 4.35% · 16–30 mo 3.85% · 31–60 mo 3.50%
Credit union · 2 branches
94CD score#3 in Buffalo, NY metro - 91CD score#4 in Buffalo, NY metro
- Town of Cheektowaga Federal Credit Union3–8 mo — · 9–15 mo 4.06% · 16–30 mo 4.11% · 31–60 mo 4.32%
Credit union · 1 branch
89CD score#5 in Buffalo, NY metro - Ukrainian Federal Credit Union3–8 mo 1.51% · 9–15 mo 4.25% · 16–30 mo 1.51% · 31–60 mo 4.50%
Credit union · 2 branches
88CD score#6 in Buffalo, NY metro - 85CD score#7 in Buffalo, NY metro
- Buffalo Conrail Federal Credit Union3–8 mo 3.85% · 9–15 mo 3.85% · 16–30 mo 3.85% · 31–60 mo —
Credit union · 1 branch
83CD score#8 in Buffalo, NY metro - Cadets Federal Credit Union3–8 mo — · 9–15 mo 3.55% · 16–30 mo 3.68% · 31–60 mo 3.80%
Credit union · 2 branches
81CD score#9 in Buffalo, NY metro - Woodforest National Bank3–8 mo 3.50% · 9–15 mo 4.25% · 16–30 mo 2.25% · 31–60 mo 1.40%
Bank · 2 branches
81CD score#10 in Buffalo, NY metro - Cornerstone Community Federal Credit Union3–8 mo 3.75% · 9–15 mo 3.85% · 16–30 mo 3.50% · 31–60 mo 3.25%
Credit union · 7 branches
81CD score#11 in Buffalo, NY metro - Niagara Regional FCU3–8 mo 3.75% · 9–15 mo 3.50% · 16–30 mo 2.25% · 31–60 mo 3.75%
Credit union · 2 branches
81CD score#12 in Buffalo, NY metro - 80CD score#13 in Buffalo, NY metro
- Encompass Niagara Federal Credit Union3–8 mo 3.30% · 9–15 mo 3.56% · 16–30 mo 4.18% · 31–60 mo —
Credit union · 1 branch
80CD score#14 in Buffalo, NY metro - Western Division Federal Credit Union3–8 mo 3.29% · 9–15 mo 4.16% · 16–30 mo 3.03% · 31–60 mo 2.78%
Credit union · 1 branch
80CD score#15 in Buffalo, NY metro - CrossRoads Community Federal Credit Union3–8 mo 3.50% · 9–15 mo 3.50% · 16–30 mo 3.50% · 31–60 mo 3.60%
Credit union · 1 branch
79CD score#16 in Buffalo, NY metro - Boulevard Federal Credit Union3–8 mo 3.05% · 9–15 mo 3.05% · 16–30 mo 3.30% · 31–60 mo 3.82%
Credit union · 1 branch
79CD score#17 in Buffalo, NY metro - Alliance Niagara Federal Credit Union3–8 mo 3.75% · 9–15 mo 3.85% · 16–30 mo 3.25% · 31–60 mo —
Credit union · 1 branch
78CD score#18 in Buffalo, NY metro - North Towns FCU3–8 mo 3.75% · 9–15 mo 3.50% · 16–30 mo 3.50% · 31–60 mo 3.25%
Credit union · 2 branches
78CD score#18 in Buffalo, NY metro - Chemung Canal Trust Company3–8 mo 3.55% · 9–15 mo 4.00% · 16–30 mo 0.35% · 31–60 mo 2.00%
Bank · 1 branch
77CD score#20 in Buffalo, NY metro - 75CD score#21 in Buffalo, NY metro
- 74CD score#22 in Buffalo, NY metro
- 74CD score#23 in Buffalo, NY metro
- Great Erie Federal Credit Union3–8 mo 3.55% · 9–15 mo 3.34% · 16–30 mo 3.14% · 31–60 mo 2.98%
Credit union · 3 branches
72CD score#24 in Buffalo, NY metro - ONE Credit Union3–8 mo 3.35% · 9–15 mo 3.45% · 16–30 mo 3.07% · 31–60 mo 3.07%
Credit union · 3 branches
71CD score#25 in Buffalo, NY metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 37 of the 78 institutions with a branch in Buffalo, NY metro have too few rates published or captured to score. Rankings are a preview, not awards.