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Credit union · NCUA insured

MOOG Employees FCU CD Rates

Top Carrot, Carrot Score 94Top Carrot

MOOG Employees FCU’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 16, 2026.

How MOOG Employees FCU’s CD rates compare

Compared with banks and credit unions near Buffalo, NY, where MOOG Employees FCU has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 94

    This credit union’s best

    MOOG Employees FCU

    3.75%APY

    Term
    12 months
    Requires
    None
    Minimum
    $1,000
    Earns on $10,000
    $375

    Term Share Certificate

  • Top rate

    HSBC USA

    4.60%APY

    Term
    24 months
    Requires
    Another account
    Minimum
    $1,000
    Earns on $10,000
    $941

    HSBC USA rates

  • Top Carrot, Carrot Score 89

    2nd-highest rate

    Ukrainian Federal Credit Union

    4.50%APY

    Term
    36 months
    Requires
    None
    Minimum
    $500
    Earns on $10,000
    $1,412

    Ukrainian Federal Credit Union rates

Compare CD rates near you →

MOOG Employees FCU CD score

75

CD score

Higher than 39% of U.S. banks and credit unions

By term
  • 9–15 months9–15 mo3.75%
  • 16–30 months16–30 mo3.45%
  • 31–60 months31–60 mo3.35%
  • QualifiedQualified3.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where MOOG Employees FCU ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join MOOG Employees FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Cobham Mission Systems (formerly Carleton Technologies) are eligible for membership.
  • Employees of MOOG, Inc. who work in or are paid from East Aurora, New York are eligible for membership.

Family and household

  • Members of the immediate families of qualifying persons are eligible for membership.
  • Spouses of persons who died while within the field of membership of this credit union are eligible for membership.

Other ways

  • Employees of this credit union are eligible for membership.
  • Persons retired as pensioners or annuitants from the qualifying employee groups or credit union are eligible for membership.

Cost to join

  • A $5.00 minimum balance is required to open an account.
  • A $5.00 opening fee is required when opening an account.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← MOOG Employees FCU overview