Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Bakersfield, CA metro
Showing 1–17 of 17 scored for CDs
- OceanAir Federal Credit Union3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.50%
Credit union · 1 branch
97CD score#1 in Bakersfield, CA metro - Golden 1 Credit Union3–8 mo 4.10% · 9–15 mo 4.30% · 16–30 mo 4.20% · 31–60 mo 3.55%
Credit union · 1 branch
93CD score#2 in Bakersfield, CA metro - Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%
Credit union · 1 branch
88CD score#3 in Bakersfield, CA metro - Self-Help Federal Credit Union3–8 mo 0.15% · 9–15 mo 3.98% · 16–30 mo 4.08% · 31–60 mo 4.18%
Credit union · 2 branches
88CD score#4 in Bakersfield, CA metro - 87CD score#5 in Bakersfield, CA metro
- Firefighters First Credit Union3–8 mo 3.65% · 9–15 mo 3.80% · 16–30 mo 3.90% · 31–60 mo 3.90%
Credit union · 1 branch
86CD score#6 in Bakersfield, CA metro - Energy One Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.10% · 16–30 mo 3.25% · 31–60 mo —
Credit union · 1 branch
86CD score#7 in Bakersfield, CA metro - 81CD score#8 in Bakersfield, CA metro
- Edwards Federal Credit Union3–8 mo 3.30% · 9–15 mo 3.35% · 16–30 mo 3.35% · 31–60 mo 3.65%
Credit union · 1 branch
77CD score#9 in Bakersfield, CA metro - 74CD score#10 in Bakersfield, CA metro
- 70CD score#11 in Bakersfield, CA metro
- Valley Strong Credit Union3–8 mo 0.40% · 9–15 mo 3.75% · 16–30 mo 1.15% · 31–60 mo 1.51%
Credit union · 16 branches
67CD score#12 in Bakersfield, CA metro - 66CD score#13 in Bakersfield, CA metro
- 65CD score#14 in Bakersfield, CA metro
- Espeeco Federal Credit Union3–8 mo 1.25% · 9–15 mo 1.50% · 16–30 mo 2.00% · 31–60 mo —
Credit union · 1 branch
62CD score#15 in Bakersfield, CA metro - Strata Credit Union3–8 mo 0.15% · 9–15 mo 0.20% · 16–30 mo 0.30% · 31–60 mo 0.75%
Credit union · 4 branches
61CD score#16 in Bakersfield, CA metro - 60CD score#17 in Bakersfield, CA metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 14 of the 31 institutions with a branch in Bakersfield, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.