Credit union · NCUA insured
Your Legacy Federal Credit Union Auto Loan Rates
Your Legacy Federal Credit Union auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 16, 2026.
How Your Legacy Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Tiffin, OH, where Your Legacy Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Your Legacy Federal Credit Union
5.25%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
New and Used Autos
Lowest rate
Impact Credit Union
4.99%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
3rd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
Your Legacy Federal Credit Union auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Your Legacy Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycles including ATV
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 8.00% | Model years 2024-2026. |
| up to 54 months | 8.05% | Model years 2024-2026. |
| up to 60 months | 8.10% | Model years 2024-2026. Motorcycles only. |
| up to 66 months | 8.15% | Model years 2024-2026. Motorcycles only. |
| up to 72 months | 8.20% | Model years 2024-2026. Motorcycles only. |
| up to 48 months | 8.25% | Model years 2022-2023. |
| up to 54 months | 8.30% | Model years 2022-2023. Motorcycles only. |
| up to 60 months | 8.35% | Model years 2022-2023. Motorcycles only. |
| up to 48 months | 8.40% | Model years 2020-2021. |
| up to 54 months | 8.45% | Model years 2020-2021. Motorcycles only. |
| up to 36 months | 8.95% | Model years 2006-2019. |
| up to 48 months | 9.00% | Model years 2006-2019. Motorcycles only. |
Sources (1)
- yourlegacyfcu.com/rates · captured Oct 16, 2026
New and Used Autos
Rates are based upon individual credit and all loans are subject to credit approval. Free CARFAX Vehicle History Report with a vehicle loan application (reports without application $20 fee per VIN).
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.25% | Model years 2024-2026. Rates based upon individual credit; subject to credit approval. |
| up to 72 months | 5.50% | Model years 2020-2023. Rates based upon individual credit; subject to credit approval. |
| up to 60 months | 6.25% | Model years 2016-2019. Rates based upon individual credit; subject to credit approval. |
| up to 48 months | 7.50% | Model years 2006-2015. Rates based upon individual credit; subject to credit approval. |
Sources (2)
All captured Oct 16, 2026
Who can join Your Legacy Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses and other legal entities in Seneca County are eligible to join the credit union.
- Persons who live, work, worship, attend school, or volunteer in Seneca County are eligible to join the credit union.
Cost to join
- Membership requires opening a savings account with a minimum deposit of $5.
Membership information collected October 5, 2026.