Credit union · NCUA insured
Wayne Westland Federal Credit Union Credit Card Rates
Wayne Westland Federal Credit Union credit cards start at 16.95% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Wayne Westland Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Detroit, MI, where Wayne Westland Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Wayne Westland Federal Credit Union
16.95%APR
Visa One
Lowest rate
Construction Federal Credit Union
6.87%APR
2nd-lowest rate
Polish-American FCU
6.90%APR
Wayne Westland Federal Credit Union credit card score
61
Credit card score
Higher than 3% of U.S. banks and credit unions
- Purchase APRPurchase APR16.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Wayne Westland Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa One
Membership in WWFCU required. Credit score determines qualification.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.95% | None | Fixed APR. No annual fee. |
Sources (1)
- wwfcu.org/visa-cards/visa-rewards-card · captured Oct 5, 2026
Visa Rewards
Membership in WWFCU required. Credit score determines qualification.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for the first 6 Statement Closing Dates following account opening on purchases. No annual fee. |
| Ongoing | 14.75% | None | Variable APR based on creditworthiness; varies with Prime Rate plus 7.75% (floor 11.00%). Applies to purchases after intro period, balance transfers, and cash advances. No annual fee. |
Sources (2)
All captured Oct 5, 2026
Visa Rewards Plus
Membership in WWFCU required. Credit score determines qualification.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for the first 6 Statement Closing Dates following account opening on purchases. No annual fee. |
| Ongoing | 12.75% | None | Variable APR based on creditworthiness; varies with Prime Rate plus 5.75% (floor 9.00%). Applies to purchases after intro period, balance transfers, and cash advances. No annual fee. |
Sources (2)
All captured Oct 5, 2026
Visa Rewards Preferred
Membership in WWFCU required. Credit score determines qualification.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for the first 6 Statement Closing Dates following account opening on purchases. No annual fee. |
| Ongoing | 11.50% | None | Variable APR based on creditworthiness; varies with Prime Rate plus 4.50% (floor 7.75%). Applies to purchases after intro period, balance transfers, and cash advances. No annual fee. |
Sources (2)
All captured Oct 5, 2026
Who can join Wayne Westland Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible for membership if you live, work (or regularly conduct business in), worship, attend school, perform volunteer services, participate in associations headquartered in, participate in programs to relieve poverty or distress which are located in, or are incorporated or unincorporated organizations located in or maintaining a facility in Wayne County, Michigan.
Cost to join
- A minimum share deposit of $5 is required to open a savings account.
- A $2 membership fee is required, which goes toward the nonprofit Community Social Services of Wayne County.
Membership information collected October 5, 2026.